Connecting Capital, Innovation and Legacy to Explore Investment Opportunities in Amidst Uncertainties

• WRISE Group’s first “New Wealth Landscape Forum” convenes over 400 participants, featuring leading industry experts from Sunlife, EFG Bank, JP Morgan Asset Management, Nomura Asset Management, Barings Asset Management, Amber Premium, Belleview Research, CUHK and Deloitte.
• The Forum provided unique insights, critical and timely market analysis, dissecting the impact of Trump’s latest tariff policies on markets, coupled with advisory solutions from the Independent Wealth Consultants (IWCs) of WRISE Group to help clients navigate complex market conditions.

HONG KONG SAR – Media OutReach Newswire – 13 October 2025 – WRISE Group, one of Asia’s fastest-growing wealth management firms, held its inaugural “New Wealth Landscape Forum” on 11 October at the Ritz-Carlton, Hong Kong. The delegation features experts and leading investment institutions, including Sunlife, EFG Bank, JP Morgan Asset Management, Nomura Asset Management, Barings Asset Management, Amber Premium, Belleview Research, CUHK and Deloitte and more. The Forum discussed diversified asset allocation amid global market volatility and explore the latest investment trends and opportunities.

Mr. Derrick Tan, Group Executive Chairman of WRISE, remarked, “The year we have seen significant market uncertainty. Trump’s announcement of further tariffs on China yesterday triggered a decline in the US market, serving as an example of recurring market volatility. The inaugural ‘New Wealth Landscape Forum’ comes at a critical time, aiming to provide investors with directions to today’s turbulent markets. Hong Kong’s unwavering energy, creativity, and strong ties with Chinese Mainland make it the ideal location for this independent forum.

Diversified Asset Allocation: Trends in Digital Assets and AI

The Forum explored diversified asset allocation in the current market environment , with a focus on digital asset trends. Ms. Alice Suen, Vice President of Amber Premium, noted that Bitcoin, often regarded as “digital gold”, servces as an inflation hedge with risk-adjusted returns surpassing other asset classes. Cryptocurrencies offer high liquidity and 24/7 global trading, making them suitable as a downside risk protection to rebalance portfolios during market volatility. Prof. Simon Lee, Adjunct Professor at the Shenzhen Finance Institute of CUHK (Shenzhen) emphasized that diversification is key in addressing market uncertainties and inflation, with asset allocation spanning cash, bonds, real estate, equities, digital assets (alternative investments), and insurance.

Mr. Chris Tong, Head of the Hong Kong Direct Business at JP Morgan Asset Management, highlighted that AI will continue to drive US stock market growth. Capital expenditure in AI reached USD800 billion in 2025 and is projected to grow by an additional 33% by 2026, reflecting strong market demand. AI applications in daily life, healthcare, pharmaceuticals, and other sectors are expected to translate into stronger profit growth.

Ms. Jane Jian, Associate Director, Wealth/Retail Distribution at Barings Asset Management, discussed the opportunities and risks of bonds in a rate-cutting environment. She noted that rate cuts generally favour bonds but emphasized the importance of distinguishing the reasons behind the cuts: if driven by economic recession, credit risks may rise; however, in a context of moderate rate cutes underpinned by economic resilience (as in the current cycle), bond demand and performance are more likely to improve.

Spotlight on Growth Opportunities in APAC

Mr. Albert Chiu, APAC Executive Chairman, EFG Bank predicted that the APAC region will become the driver of global wealth growth over the next 5-10 years, driven by a young population, investment in innovative industries, maturing capital markets, and cross-border capital inflows.

Mr. Dennis Chow, APAC Chair and Global Deputy Chair of Deloitte, noted that Hong Kong’s tax advantages and the new Capital Investment Entrant Scheme (CIES) offer significant tax opportunities for high-net-worth individuals and family offices. From Mar 2024 to Sep 2025, the CIES has received approximately 2,200 applications. If all are approved, these are expected to bring around HKD 70 billion in investment capital Hong Kong, propelling its position as a leading global private investment hub.

Additionally, Japan shows market growth potentials. Mr. Davy Yuen, Head of Wholesale Business at Nomura Asset Management Hong Kong, highlighted that the Tokyo Stock Price Index (TOPIX) has risen fourfold since 2012, comparable to the S&P 500. The Tokyo Stock Exchange has introduced guidelines recommending companies to improve their price-to-book (P/B) ratios. Currently, about 60-70% of companies have a P/B below 1, indicating that share prices do not fully reflect company value, presenting room for growth.

Mr. Derrick Tan, Group Executive Chairman of WRISE, further commented, “The overwhelming response to our Forum underscores investors’ strong interest in seeking high quality investment opportunities to enhance portfolio resilience. The unique insights shared at the Forum, combined with advisory solutions from the Independent Wealth Consultants (IWCs) of WRISE Group, will empower clients to navigate complex market environments and achieve long-term investment goals.”

Hashtag: #WRISE

The issuer is solely responsible for the content of this announcement.

WRISE

WRISE is one of Asia’s fastest-growing financial firms, driven by strategic acquisitions of companies with deep expertise and solid foundations. With a strong presence across key financial hubs including Singapore, Dubai, Hong Kong, Shanghai, Shenzhen and Tokyo, WRISE is home to one of the largest network of independent qualified advisors.

With over 400 employees located globally, supported by an ecosystem of over 200 financial intermediaries and access to eight booking centres worldwide, WRISE ensures unparalleled service and expertise in navigating today’s financial landscape.

WRISE Group of companies include WRISE Wealth Management (Singapore), WRISE Wealth Management (Hong Kong), WRISE Wealth Management Middle East Ltd (DIFC, regulated by the DFSA), WRISE Prestige Securities (Hong Kong), WRISE Prestige Asset Management (Hong Kong), WRISE Financial Services (Hong Kong), WRISE Capital (Hong Kong) and affiliated companies WeWrise Services.

• Sanofi has achieved a new Singapore Book of Records milestone featuring more than 1,000 RSV awareness pledges.
• The Together Against RSV campaign unites families, healthcare partners and communities to spotlight the risks of RSV and its impact on all infants.
• Each magnetic hand symbolises a pledge of protection, creating an impactful visual reminder of the nation’s shared commitment to safeguarding young children’s health against RSV.

SINGAPORE – Media OutReach Newswire – 13 October 2025 – Sanofi has made history with a nationwide public health activation by clinching a spot in the Singapore Book of Records with the ‘Largest Mural of Magnetic Hands’, a public pledge against Respiratory Syncytial Virus (RSV) in its Together Against RSV campaign. The striking mural featured a total of over 1,000 hand pledges, each representing a parent, caregiver, or supporter who committed to raising awareness of Respiratory Syncytial Virus (RSV) – a common yet potentially serious virus – and protecting all infants from its risks.

Over the three-day event at Serangoon NEX, families, healthcare partners, and community members came together to symbolically place hand-shaped magnets on a panelled mural, with each hand carrying a personal pledge of commitment to learning about and fighting against RSV.

Zainab Sadat, Head of Vaccines, Sanofi Southeast Asia & India

“This record is more than just numbers; it is a symbol of unity and a testament to the collective power of Singaporean families, healthcare professionals, and communities coming together for a cause that truly matters. Through our ‘Together Against RSV’ campaign, we hope to spark ongoing conversations about RSV and empower parents with knowledge and preventive measures, including immunisation options, to protect their little ones. Together, we are building a future where every baby can breathe a little easier, and every family can rest a little more peacefully.”

The mural, measuring 2 meters tall by 5.1 meters wide, now serves as a striking visual reminder of the nation’s shared commitment to combating RSV. The event also complemented wider awareness initiatives, including collaborations with hospitals, parent communities, and an educational microsite (TogetherAgainstRSV.sg) in collaboration with the Singapore Paediatric Society, as part of Sanofi’s mission to empower parents with trusted information and preventive solutions.

Around the world, about two in three infants contract RSV before their first birthday¹, making it the most common cause of lower respiratory tract infections, including bronchiolitis and pneumonia, in young children². In Singapore, RSV is also a leading cause of infant hospitalisations, with the majority of cases occurring in otherwise healthy, full-term babies. Each year, an estimated 1,804 children under 29 months are hospitalised due to RSV-related illness^3-7.

Hashtag: #Sanofi

The issuer is solely responsible for the content of this announcement.

About RSV

RSV is a highly contagious virus that can lead to serious respiratory illness for infants.² It is a leading cause of hospitalisation in all infants, with most hospitalisations for RSV occurring in otherwise healthy infants born at term^3-7. Two out of three infants are infected with RSV during their first year of life and almost all children are infected by their second birthday¹. Globally, in 2019, there were approximately 33 million cases of acute lower respiratory infections leading to more than three million hospitalisations, and it was estimated that there were 26,300 in-hospital deaths of children younger than five years⁸. RSV-related direct medical costs, globally — including hospital, outpatient and follow-up care — were estimated at €4.82 billion in 2017⁹.

About Sanofi

Sanofi is an R&D driven, AI-powered biopharma company committed to improving people’s lives and delivering compelling growth. We apply our deep understanding of the immune system to invent medicines and vaccines that treat and protect millions of people around the world, with an innovative pipeline that could benefit millions more. Our team is guided by one purpose: we chase the miracles of science to improve people’s lives; this inspires us to drive progress and deliver positive impact for our people and the communities we serve, by addressing the most urgent healthcare, environmental, and societal challenges of our time.

For more information, visit www.sanofi.com.

Sanofi Forward-Looking Statements
This press release contains forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are statements that are not historical facts. These statements include projections and estimates and their underlying assumptions, statements regarding plans, objectives, intentions and expectations with respect to future financial results, events, operations, services, product development and potential, and statements regarding future performance. Forward-looking statements are generally identified by the words “expects”, “anticipates”, “believes”, “intends”, “estimates”, “plans” and similar expressions. Although Sanofi’s management believes that the expectations reflected in such forward-looking statements are reasonable, investors are cautioned that forward-looking information and statements are subject to various risks and uncertainties, many of which are difficult to predict and generally beyond the control of Sanofi, that could cause actual results and developments to differ materially from those expressed in, or implied or projected by, the forward-looking information and statements. These risks and uncertainties include among other things, the uncertainties inherent in research and development, future clinical data and analysis, including post marketing, decisions by regulatory authorities, such as the FDA or the EMA, regarding whether and when to approve any drug, device or biological application that may be filed for any such product candidates as well as their decisions regarding labelling and other matters that could affect the availability or commercial potential of such product candidates, the fact that product candidates if approved may not be commercially successful, the future approval and commercial success of therapeutic alternatives, Sanofi’s ability to benefit from external growth opportunities, to complete related transactions and/or obtain regulatory clearances, risks associated with intellectual property and any related pending or future litigation and the ultimate outcome of such litigation, trends in exchange rates and prevailing interest rates, volatile economic and market conditions, cost containment initiatives and subsequent changes thereto, and the impact that pandemics or other global crises may have on us, our customers, suppliers, vendors, and other business partners, and the financial condition of any one of them, as well as on our employees and on the global economy as a whole. The risks and uncertainties also include the uncertainties discussed or identified in the public filings with the SEC and the AMF made by Sanofi, including those listed under “Risk Factors” and “Cautionary Statement Regarding Forward-Looking Statements” in Sanofi’s annual report on Form 20-F for the year ended December 31, 2022. Other than as required by applicable law, Sanofi does not undertake any obligation to update or revise any forward-looking information or statements.

References

1. Walsh, EE. Respiratory Syncytial Virus Infection: An Illness for All Ages. Clinics in Chest Medicine. 2017;38(1):29-36.
2. Karron A. Respiratory Syncytial Virus Vaccines and Monoclonal antibodies. Orenstein W, Offit P, Edwards KM, Plotkin S. Plotkin’s Vaccines, eighth edition: 998-1004. Elsevier 2023.
3. Leader S, Kohlhase K. Recent trends in severe respiratory syncytial virus (RSV) among US infants, 1997 to 2000. J Pediatr. 2003;143(5 Suppl):S127-S132. doi:10.1067/s00223476(03)00510-9.
4. Zhou H, et al. Hospitalizations associated with influenza and respiratory syncytial virus in the United States, 1993-2008. Clin Infect Dis. 2012;54:1427–1436.
5. Rha B, et al. Respiratory Syncytial Virus-Associated Hospitalizations Among Young Children: 2015-2016. Pediatrics. 2020;146:e20193611.
6. Arriola CS, et al. Estimated Burden of Community-Onset Respiratory Syncytial Virus-Associated Hospitalizations Among Children Aged <2 Years in the United States, 2014-15. J Pediatric Infect Dis Soc. 2020;9:587-595
7. Tam CC, et al. Burden and Cost of Hospitalization for Respiratory Syncytial Virus in Young Children, Singapore. Emerg Infect Dis. 2020 Jul;26(7):1489-1496
8. Li Y, et al. Global, regional, and national disease burden estimates of acute lower respiratory infections due to respiratory syncytial virus in children younger than 5 years in 2019: a systematic analysis. Lancet 2022;399:92047–64.
9. Zhang S, et al. Cost of Respiratory Syncytial Virus-Associated Acute Lower Respiratory Infection Management in Young Children at the Regional and Global Level: A Systematic Review and Meta-Analysis. J Infect Dis. 2020;222(Suppl 7):S680-687.

MAT-SG-2500364-1.0-10/202

Café Amazon was recently named a winner of the World Branding Awards 2024–2025 by the World Branding Forum — its eighth consecutive win — highlighting its rise as a Thai brand with staying power on the global stage.

In the second quarter of 2025, Café Amazon sold more than 107 million cups of coffee — the equivalent of nearly 1.2 million cups a day — representing a rise of almost 5 million cups, or 4.9% year-on-year. The growth was driven by store expansion and resilient consumer demand. Already Thailand’s market leader, the brand is pushing deeper into Laos, the Philippines, Japan, Oman, and Bahrain through a franchise model designed to preserve global brand standards in design, quality, and service.

At the core of Café Amazon’s identity is its commitment to local coffee growers and sustainable farming practices. The company sources beans from farmers in northern Thailand — including Pang Khon, Phah Lang, Mae Wang, and Doi Inthanon — through long-term partnerships that improve agricultural techniques, lift smallholder incomes, expand forest cover, and contribute to cleaner air.

Back in Thailand, OR is scaling its 200-rai OASYS hub in Ayutthaya, an integrated complex covering roasting, bakery production, distribution, and a barista academy. The facility is powered partly by solar energy, operates on a zero-wastewater system, and creates new local employment — demonstrating OR’s strategy to link commercial growth with environmental stewardship.

Social impact remains a cornerstone of Café Amazon’s growth. Its “Café Amazon for Chance” program has expanded to over 430 outlets across Thailand, providing employment to underprivileged groups including the hearing-impaired and elderly. The initiative reflects the company’s belief that a café can be more than just a retail space — it can serve as a community platform.

By balancing growth, sustainability, and social inclusion, Café Amazon has secured its place among the world’s leading coffee brands. As it enters its next phase, the company is confident in its path to becoming one of the world’s leading coffee brands, while championing Thai pride and purpose-driven growth.

Hashtag: #OR

https://www.pttor.com

The issuer is solely responsible for the content of this announcement.

About OR

PTT Oil and Retail Business Public Company Limited (OR) is a leading Thai energy and retail company with operations across 10 countries. OR operates through four core business groups: Mobility, delivering energy solutions via PTT Station, PTT Lubricants, PTT LPG, EV Station PluZ, and Energy Solution Provider; Lifestyle, anchored by Café Amazon—one of Asia’s largest coffee chains—alongside convenience stores and space management; Global Business, driving international expansion with over 2,700 PTT Stations and 5,000 Café Amazon outlets worldwide; and OR Innovation Business, incubating new ventures and sustainable solutions through technology. Complementing these businesses is blueplus+, OR’s digital app that integrates online and offline benefits across its ecosystem of retail and service platforms.