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VIVANT Launches Wine App to Enable Wine Lovers with AI-Powered Sommelier Guidance

New app pairs with VIVANT’s award-winning precision wine accessories to enable smart wine ecosystem


SINGAPORE – Media OutReach Newswire – 13 October 2025 – VIVANT, a pioneer in wine temperature technology, today announced the launch of its new Wine App designed to empower wine lovers with expert guidance and personalised recommendations. Together with VIVANT’s award-winning precision accessories, the app creates a smart wine ecosystem that redefines how wine is experienced. By uniting software intelligence with advanced hardware, VIVANT empowers both enthusiasts and professionals to enjoy wine to its fullest potential.

The new VIVANT Wine app pairs with the flagship TITAN Portable Electronic Decanter Chiller
The new VIVANT Wine app pairs with the flagship TITAN Portable Electronic Decanter Chiller

The VIVANT Wine App blends AI-powered recommendations with sommelier-level expertise, providing users instant insights into grape variety, region, vintage, ideal serving temperature, decanting time, and food pairings. With features such as wine label scanning, precise serving guidance, and remote control of VIVANT devices, the app makes professional wine knowledge both engaging and effortlessly accessible.

“VIVANT has built this app to make professional wine expertise available to everyone, regardless of their experience level,” said Daniel Fu, Founder of VIVANT. “Our app puts professional-grade knowledge in your pocket, whether it be intelligent temperature recommendations, insights into a wine’s heritage, or guidance on perfect food pairings. Precise temperature control and thoughtful presentation unlocks any wine’s full potential.”

Reeze Choi, VIVANT’s official brand ambassador and ASI Best Sommelier of Asia and Pacific 2025, adds, “Temperature control is non-negotiable in professional wine service. VIVANT makes such knowledge and technical know-how accessible to everyone in a simple smartphone app, creating new opportunities for wine education in Singapore. The city’s sophisticated palate and dynamic culinary scene provide the perfect environment for these innovations to flourish, whether it is across fine dining restaurants, boutique bars, or home settings.”

The app marks the first step in VIVANT’s digital journey. Upcoming updates will introduce more interactive and social functions, while new product innovations are set to debut next year — reflecting the company’s commitment to making wine knowledge and enjoyment more engaging, accessible, and seamlessly connected.

Seamless Integration with VIVANT’s Wine Accessories
The new VIVANT Wine App works in harmony with the company’s flagship Titan Portable Electronic Decanter Chiller. Recently recognised with a prestigious SMART LABEL 2025 Award for Product Performance, and iF design award, the Titan is engineered for collectors and connoisseurs who demand precision and elegance in service. With a cooling range of 8 to 20 °C, portable battery life up to 4 hours, and now integrated with the VIVANT Wine App, the Titan delivers refined control over wine temperature and decanting—anytime, anywhere.

VIVANT aims to expand its smart wine ecosystem with new software features, including social sharing, interactive wine games, and enhanced learning tools—alongside future device innovations and deeper integration across hospitality and lifestyle settings. By combining technology, design, and cultural appreciation of wine, VIVANT continues to shape the future of modern wine enjoyment—making professional-level service accessible to all.

The VIVANT Wine App is available as a free download on iOS starting today, with the Android release to be announced soon. Premium features and device integration options will be announced in the coming months.

Notes to Editors

VIVANT Products at a Glance

VIVANT’s Titan Portable Electronic Decanter Chiller, available in Burgundy Red and Black, via Walker Solutions and the official VIVANT website at the starting price of S$1,000.

VIVANT’s Venus Portable Red Wine Chiller, available in Burgundy Red and Black, via Walker Solutions and the official VIVANT website at the starting price of S$550. Designed for red wines within the 12–20°C range, the Venus comes with a removable battery that lasts up to 4 hours.

VIVANT’s Lyra Multi-Fit™ Bottle Chiller is now available in limited quantities on Amazon at a starting price of S$98. Compatible with all 750ml wine bottles, Lyra features a patent-pending adjustable system and modular cooling pack design to keep drinks perfectly chilled for up to two hours.
Hashtag: #VIVANT

The issuer is solely responsible for the content of this announcement.

About VIVANT

VIVANT is a Taiwan-based technology company specialising in wine and beverage equipment. Leveraging over 30 years of excellence in the semiconductor industry from its parent company, VIVANT has incorporated advanced temperature control technology to elevate everyday wine experiences. Today, VIVANT extends this expertise into a connected wine ecosystem, where intelligent software and precision hardware work seamlessly together.

In 2024, VIVANT was awarded the iF Design Award, followed in 2025 by the Smart Label Host Innovation Award, cementing its position as a leader in wine innovation.

For more details, visit .

Ampace Debuts Advanced Lithium and Next-Gen Semi-Solid-State Battery Technologies at Data Centre World Asia 2025

SINGAPORE, Oct. 13, 2025 /PRNewswire/ — Ampace, a global leader in advanced energy storage solutions, made a significant impact at Data Centre World Asia 2025, held on October 8-9 at the Marina Bay Sands. The company showcased its robust PU200 battery series for data centre backup and provided a strategic preview of its pioneering semi-solid-state technology, positioning itself at the forefront of power resilience for the digital infrastructure industry.

The exhibition served as a key platform for Ampace to address the critical power challenges faced by modern data centres, including the pressing needs for enhanced safety, greater energy density, and reduced total cost of ownership (TCO).

The highlight of the display was the PU200 Battery Series, a premier lithium solution engineered specifically for Uninterruptible Power Supply (UPS) systems. It is designed to provide mission-critical reliability, featuring exceptional safety standards, a long 15-year float service life, and high-power density, enabling data centre operators to optimize space utilization and achieve a lower TCO.

Alongside this mature product, Ampace presented its roadmap for the future with a reveal of its advanced Semi-Solid State Battery Technology. This next-generation innovation represents a substantial leap forward, promising a fundamental improvement in intrinsic safety and a significant increase in energy density. This development underscores Ampace’s commitment to leading the industry toward more secure and efficient energy storage paradigms.

The Ampace booth attracted numerous visitors, including data centre operators, engineers, and industry partners, facilitating in-depth discussions on the evolving energy landscape.

“The digital economy demands power solutions that are not only reliable today but are also pioneering for the challenges of tomorrow,” said a senior representative from Ampace at the event. “Our presence here, with both the commercially ready PU200 and our developmental semi-solid-state technology, demonstrates our dual focus: delivering proven performance for current needs while investing in the foundational technologies for a more resilient and sustainable digital future.”

About Ampace

Ampace is a leading technology company dedicated to developing and manufacturing advanced lithium-ion batteries and energy storage systems. Leveraging its strong R&D capabilities and commitment to quality, Ampace provides reliable, safe, and efficient power solutions for a wide range of applications, including data centres, residential and commercial energy storage, and electric mobility. The company is focused on pushing the boundaries of energy technology to accelerate the world’s transition to a more sustainable future.

 

Nippon Budokan to Showcase Japanese Martial Arts in Singapore for Republic’s 60th Independence Anniversary

SINGAPORE, Oct. 13, 2025 /PRNewswire/ — To mark the 60th anniversary of the independence of the Republic of Singapore, the Nippon Budokan and the Japanese Budo Association will present the BUDO – Japanese Martial Arts Demonstration & Workshop at the Singapore Sport Hub OCBC Arena Hall 1A on Sunday, November 30, 2025, from 1:00 PM to 4:00 PM.

“Budo is more than a martial practice; it is a way of human education that nurtures strong and virtuous individuals in both body and mind,” says the Secretary-General of the Nippon Budokan. “By sharing these traditions with the people of Singapore, we hope to inspire mutual understanding, strengthen cultural ties, and celebrate the enduring friendship between our two nations.”

A Celebration of Tradition, Friendship, and Cultural Exchange

Since its inception in 1978, the “Japanese Budo Delegation” has introduced audiences around the world to the profound traditions of Budo.

After adopting a new operational format in 2008, Singapore becomes the 14th destination of the delegation. As Japan and Singapore prepare to celebrate the 60th anniversary of diplomatic relations in 2026, this dispatch serves as a symbol of the deepening ties between the two nations.

The Singapore program will feature:

  • Budo Demonstration – Powerful demonstrations by leading masters of modern and classical Budo.
  • Workshops – There will be time set aside for you to try out the martial arts and ancient martial arts that will be demonstrated on the day, such as Judo, Kendo, Karate, and Aikido.

Disciplines represented include nine modern Budo forms (Judo, Kendo, Kyudo, Sumo, Karatedo, Aikido, Shorinjikempo, Naginata, Jukendo) and three classical Kobudo schools (Hokushin Itto-ryu Kenjutsu, Hozoin-ryu Takada-ha Sojutsu, Okinawa Goju-ryu Bujutsu).

Building Global Bridges Through Budo

Each year, the Nippon Budokan and the Japanese Budo Association select around 70 expert practitioners to share their craft abroad. Its mission goes beyond the presentation of Budo; it is dedicated to fostering friendship, goodwill, and mutual understanding. Past destinations of the delegation include Brazil, Germany, Thailand, Australia, and, most recently, Vietnam.

Why You Should Attend

This one-day cultural event offers the people of Singapore a rare opportunity to experience up close the artistry and spirit of Japanese Budo.

In addition to world-class demonstrations, workshops and hands-on sessions open to beginners will also be available.

For families, students, children, and those interested in culture, this event will serve as an inspiring opportunity to experience the true essence of Budo.

Above all, it is also an occasion to celebrate the long-standing friendship between Japan and Singapore.

Event Details:

  • Event Title: BUDO – Japanese Martial Arts Demonstration & Workshop in Singapore
  • Date & Time: Sunday, November 30, 2025, 1:00 PM4:00 PM
  • Venue: Singapore Sport Hub OCBC Arena Hall 1A
  • Admission: Free (Registration required)
  • Registration Form: https://forms.gle/ykrWEWSwH4DsrUoc9

Check out the event poster here.

Organized & Supported By:

Organizers: Nippon Budokan, The Japanese Budo Association
Supported by: Japan Sports Agency, Embassy of Japan in Singapore, Japan Creative Centre (JCC), Japanese Chamber Of Commerce & Industry Singapore
Sponsor: Nihon Kobudo Association

Media Contact

BUDO – The Japanese Martial Ways Demonstration/Workshop in Singapore Office
Website: https://www.nipponbudokan.or.jp/shinkoujigyou/gyouji_11
Facebook: BUDO Demonstration Singapore

About Nippon Budokan

The Nippon Budokan, founded in 1964 in Tokyo, is dedicated to the promotion, and development of Japanese martial arts (Budo).

In addition to being known as a venue for cultural and sporting events, it has actively dispatched Budo delegations overseas, fostering cultural exchange and promoting international understanding.

Its mission is to share the spirit of Budo and to strengthen the bonds of friendship around the world.

About the Japanese Budo Association

The Japanese Budo Association was established in April 1977 with the aim of fostering cooperation and harmony among nine modern Budo organizations in Japan, which are Judo, Kendo, Kyudo, Sumo, Karatedo, Aikido, Shorinjikempo, Naginata and Jukendo, and the Nippon Budokan. Its mission is to promote and encourage the practice of each Budo discipline, contribute to the overall development of Budo, nurture the sound growth of young people, and advance peace and welfare throughout the world.

Singapore’s First Professional 3×3 Basketball Team Reaches All-Time High in FIBA 3×3 World Rankings

Having reached world No. 35, Jumpshot SG continues to raise Singapore’s 3×3 profile with blend of global talent, local ambition and youth development.

SINGAPORE, Oct. 13, 2025 /PRNewswire/ — Jumpshot Singapore, the nation’s first professional 3×3 basketball team, has reached a new milestone by climbing to #35 in the FIBA 3×3 Team Rankings, the highest-ever position achieved by a Singapore-based professional team. This breakthrough on the global stage underscores Jumpshot’s growing competitiveness and its mission to professionalise 3×3 basketball in Singapore and the region.

“Breaking into the world’s top 40 is an important step for both our team and Singapore basketball,” said Ms Esther Quek, Founder and CEO of Jumpshot Singapore. “It shows that with the right structure, vision, and perseverance, Singaporean teams can compete at the highest level.”

A Team Built on Experience and Local Development

Jumpshot’s rise in the international rankings has been driven by a core of experienced professionals and ambitious local talent. The team’s core features Filip Krämer from Austria and Hungary’s Attila Demeter, both seasoned 3×3 and 5×5 players who bring leadership, discipline and chemistry to the court. They are joined by global standouts such as reigning FIBA 3×3 Asia Cup MVP and gold medallist Dillon Stith (Australia), FIBA 3×3 U23 World Cup MVP and silver medallist Omer Sadeh (Israel), Marek Klassen (Canada), Jose Blázquez (Spain), Diego De Blas (Spain), Charalampos Kiousis (Greece) and Jakob Strel (Slovenia), all of whom have represented their countries on the international stage, bringing an abundance of experience and pedigree to the Jumpshot roster.

Alongside these international stalwarts, Jumpshot continues to invest in emerging Singaporean players such as Sergul Toh, Ron Teh, and Jackson Mah, giving them exposure to international competition and mentoring opportunities. This combination of seasoned leadership and home-grown talent has become the hallmark of Jumpshot’s playing philosophy.

“The most sustainable way to build a strong team is to mix world-class experience with local drive,” said Demeter, who also serves as a coach and mentor within Jumpshot’s youth programme. “It raises standards across the board and helps young Singaporean players gain the confidence to compete internationally.”

Toh concurred as he shared how the team’s platform has allowed fellow Singaporeans to continue pursuing their competitive sporting ambitions.

“As a working adult in Singapore, opportunities to step onto the international stage and compete against elite players are admittedly scarce,” he said. “Jumpshot has given us a consistent platform to keep training and playing at a high level, keeping our competitive dreams alive even as we balance the realities of adult life.”

Together, these athletes have helped Jumpshot to establish itself as one of Asia’s most consistent and competitive professional 3×3 teams. Over the past season, the team has secured podium finishes across multiple tournaments in Penang, Seoul, Taipei, Hongcheon and Singapore, ultimately culminating in two international championship titles – the Yunnan 3×3 Grand Final in Kunming and the second season of the Jumpshot 3×3 right here in Singapore.

The Kunming victory marked the first-ever international 3×3 title for a Singaporean team, with national player Jackson Mah on the roster. The subsequent win on home soil featured two local players, underscoring Jumpshot’s commitment towards blending international experience and promising Singaporean talents.

Coaching Excellence and the Jumpshot 3×3 Academy

At the heart of Jumpshot’s mission is the Jumpshot 3×3 Academy, a youth development platform led by Demeter, Krämer, and Tan Kang Yi, Singapore’s first female professional 3×3 player. The Academy focuses on holistic athlete development, combining technical training, mental conditioning, leadership, and tactical court awareness.

Since its inception, the Academy has produced several promising players who have achieved top finishes at prominent local tournaments such as Pesta Sukan, Pink Warriors 3×3 and Locker Room 3×3. It continues to expand its reach to schools and community clubs, nurturing the next generation of Singaporean basketball talent.

“We are building an ecosystem, not just a team,” said Ms Quek. “The Academy is where our long-term vision comes to life, and it is proof that when you bring in world-class coaches and pair them with Singapore’s next generation, the results follow. We want young athletes to see a future in 3×3 basketball here at home.”

Building the 3×3 Ecosystem in Singapore and Beyond

Beyond competition, Jumpshot has played a leading role in developing the 3×3 ecosystem locally. In January 2024, it organised Singapore’s first 3×3 event held inside a shopping mall, capturing the sport’s urban energy and accessibility, and will continue to host this annual gathering of the region’s top teams in 2025 and beyond. This builds on a long history of innovation: in 2012, Jumpshot became the first local organiser to host a FIBA-endorsed 3×3 event, the Singapore Big Three, which helped lay the foundation for the growth of 3×3 basketball nationwide.

“From hosting community events to competing on the international stage, our aim has always been to make basketball exciting and accessible,” said Ms Quek. “We are proud to have created something that connects athletes and fans around the world while nurturing home-grown talent.”

These initiatives are part of Jumpshot’s broader ambition to establish Singapore as a regional hub for 3×3 basketball, combining professional competition, event management, and media production to grow the sport sustainably. This in line with the nation’s focus on the format in recent years, which include playing host to consecutive runs of the FIBA 3×3 Asia Cup as well as the upcoming FIBA 3×3 World Cup in 2027.

A Vision Beyond the Court

Since its founding, Jumpshot Singapore has evolved from a community platform into a professional sporting organisation. Ms Quek’s experience in both sports management and marketing has shaped Jumpshot’s holistic approach, integrating competition, youth development, and audience engagement.

“Our goal has always been bigger than winning tournaments,” Ms Quek explained. “We are building pathways, opportunities, and a culture around 3×3 basketball in Singapore. This ranking validates our approach, but what matters most is the ecosystem we’re creating for future generations.”

Looking ahead, Jumpshot continues to grow the sport through youth engagement and education. The upcoming Junior Pink Warriors 3×3 Camp will feature Carlos Martínez, the FIBA 3×3 World Cup 2025 Champion and Spain’s number one 3×3 player. The camp aims to inspire young athletes by building their skills, teamwork and confidence, while promoting inclusivity and gender diversity in basketball.

“The Junior Pink Warriors Camp is more than just training.” added Academy coach Tan. “It is about empowering our youth to dream bigger dreams and believe in their potential. With world class players to impart their knowledge, we wish to bring Singapore basketball to the next level.”

Check out the team photos and the team in action here: [PHOTOS_SG 3×3 Team]

About Jumpshot Singapore

Founded by Esther Quek, Jumpshot Singapore is the nation’s first professional 3×3 basketball team and a leading sports media and events organisation. It operates across multiple verticals including professional competition, youth training through the Jumpshot 3×3 Academy, tournament organisation, and regional development initiatives.

In 2024, Jumpshot made history by becoming the first Singaporean team to win an international 3×3 title and has reached world #35 in the FIBA 3×3 Team Rankings. The organisation continues to grow Singapore’s basketball ecosystem by combining elite performance with community and youth engagement.

PFPFA Donates $100,000 to The Straits Times School Pocket Money Fund, Raising an Additional $64,000 at Charity Night 2025

SINGAPORE, Oct. 13, 2025 /PRNewswire/ — PFPFA Singapore Pte Ltd (“PFPFA Singapore”) hosted its annual Charity Night on 11 October 2025 at the Pan Pacific Singapore, announcing a $100,000 corporate donation to The Straits Times School Pocket Money Fund (STSPMF). In addition, a further $64,000 was raised during the event, reinforcing PFPFA’s ongoing commitment to supporting children from low-income families through STSPMF’s programmes and outreach efforts.

Cheque presentation of a $100,000 donation from PFPFA to The Straits Times School Pocket Money Fund at the Annual Charity Night 2025, held on 11 October at Pan Pacific Singapore.
Cheque presentation of a $100,000 donation from PFPFA to The Straits Times School Pocket Money Fund at the Annual Charity Night 2025, held on 11 October at Pan Pacific Singapore.

Since its first Charity Night in 2007, PFPFA and its community of staff, wealth associates, associates, partners, and clients have collectively raised over $800,000 in support of various charitable causes, including those focused on education and children with special needs. For 2024 and 2025, contributions have been directed to STSPMF to support children from low-income families with their school expenses.

“We are extremely grateful to everyone at PFPFA for their support. It is heartening to know that our vision — that every child can look forward to a promising future — is shared, and that together, we can make it a reality,” said the spokesperson for STSPMF.

This year’s Charity Night featured an evening filled with performances, inspiring stories, and discussions. The event brought together PFPFA staff, wealth associates and partners not just to give, but also to celebrate the impact of their contributions.

“PFPFA’s Charity Night has become one of our most meaningful milestones of the year,” said Jeffrey Chow, CEO of PFPFA Singapore. “It reflects our belief that financial well-being goes hand-in-hand with social responsibility. We remain committed to building on this momentum through continued community outreach, enabling more individuals and families to experience the positive impact of these initiatives.”

In addition to Charity Night, PFPFA also organises regular initiatives throughout the year, such as the Bags of Joy 2024 campaign, which was held during the Christmas season. Three hundred goodie bags, valued at $100 each and filled with daily necessities, were distributed to STSPMF recipients. Each year, PFPFA introduces different initiatives that reinforce its ongoing commitment to supporting children and families in need through consistent and meaningful efforts.

About PFPFA Pte Ltd

Established in 2020 and licensed by the Monetary Authority of Singapore (MAS) in January 2021, PFPFA Pte. Ltd. has swiftly emerged as a leading financial advisory firm in Singapore. Offering a comprehensive suite of services—including investment advisory, insurance solutions, and estate and business succession planning—PFPFA is dedicated to delivering tailored financial strategies that meet the unique needs of individuals, families, and businesses.

At PFPFA, we believe in fostering lasting relationships built on trust, expertise, and a deep understanding of our clients’ evolving financial goals. With a commitment to excellence and innovation, we empower our clients to navigate their financial futures with confidence.

For more information, visit pfp-fa.com

For more information about SingWealth Holdings Pte Ltd, the parent company of PFPFA Pte. Ltd., visit https://singwealthholdings.com.

About The Straits Times School Pocket Money Fund (STSPMF)

The Straits Times School Pocket Money Fund (STSPMF) was started in 2000 as a community project initiated by The Straits Times that provides pocket money to children from low-income families to help them through school.

Since the project inception in 2000, STSPMF has helped more than 220,000 cases of children and youths in need and disbursed more than $100m. They come from families whose per capita gross monthly household income is not more than $750. Funds raised go towards school pocket money disbursements and support of the social and educational development of the children and youths. 

A primary school pupil receives $65 a month, while a secondary school pupil receives $100 a month. Students from ITE, Junior Colleges and Polytechnics receive $125 a month.

STSPMF was established as a Trust on 20 October 2010 and received charity status on 14 November 2011 with Institution of A Public Character (IPC) status effective from 1 January 2012. It is governed by a Board of Trustees. It was awarded the Charity Transparency Award 2022 for the fund’s good transparency and governance standards. For more information, please visit www.spmf.org.sg

WIP Capital Investments Pty Ltd (ACN 686 632 066) Issues Offer Letter to Prospective Note Subscribers

WIP Capital Investments Pty Ltd (ACN 686 632 066) as trustee for WIP Capital Investments Trust (the Issuer)

MELBOURNE, Australia, Oct. 13, 2025 /PRNewswire/ — The Issuer would like to offer institutions the opportunity to participate as a noteholder under a loan note deed poll, dated as of 27 May 2025, as amended from time to time (the Loan Note Deed) in respect of notes to be issued by the Issuer under the Loan Note Deed, as described in more detail in the commercial terms sheet attached to this offer letter (the Notes). The proceeds of the Notes will be used by the Issuer to, among other things, make investments that are consistent with the Investment Plan set out in the trust deed of the WIP Capital Investments Trust (the Trust).

For the purpose of carrying out certain regulated activities, the Issuer is appointed by Wingate Financial Services Pty Ltd (ACN 106 480 602) (the Investment Manager or Licensee) as its corporate authorised representative. This offer letter, and any offer in respect of the Trust, will be made by the Licensee under an intermediary authorisation agreement between the Issuer and Licensee, where the Licensee will make offers to arrange for the issue, variation and disposal of financial products in connection with the Trust. The Issuer will then issue the financial products in accordance with the offer, if it is accepted.

Tax Act Public Offer

The Notes will be documented under the Loan Note Deed in accordance with section 128F of the Income Tax Assessment Act 1936 (Cth) of Australia (the Tax Act). This letter constitutes an offer to issue the Notes in accordance with the “public offer test” in subsection 128F(3) of the Tax Act.

It is intended that the Notes will be issued in a manner that satisfies the public offer test and other requirements of section 128F of the Tax Act. Accordingly, Offshore Associates (as defined below) of the Issuer will not be permitted to acquire an interest in the Notes.

Participants will be required to make customary representations, warranties and covenants regarding their status to ensure compliance with Australia’s interest withholding tax exemption regime, and in particular, will be asked to confirm that except as disclosed to the Issuer at the time of this offer, they are not so far as they have actual knowledge, an Offshore Associate of the Issuer.

In this letter, “Associate” has the meaning given in subsection 128F(9) of the Tax Act and “Offshore Associate” means an Associate who would acquire an interest in the circumstances specified in subsections 128F(5)(b) and (c) of the Tax Act.

General Conditions of Participation

Final allocations will be determined by the Issuer in its absolute discretion. The Issuer reserves the right to scale back or accept oversubscriptions, and to withdraw this offer at any time or close or extend the review period for considering this offer at any time before or after the stated date for receipt of responses.

Each offered investor must independently make its own credit analysis and decision to enter into the transaction.

Principal Terms

The details of the Loan Note Deed are set out in the term sheet in Schedule 1 to this letter (the Term Sheet).

Structure Diagram

The structure diagram included in Schedule 2 to this letter (the Structure Diagram) is provided for illustrative purposes to assist prospective investors in understanding, in summary form, certain aspects of the proposed structure relating to the offer of the Notes. It does not purport to depict all legal, tax, accounting or operational considerations relevant to the offer or the structure. The Structure Diagram may be subject to change and such changes may not be reflected in the Structure Diagram. No representation or warranty is made by the Issuer as to completeness or accuracy of the Structure Diagram.

Confidential Information

Please note that the recipients of this offer are required to keep all information regarding the Notes, the Loan Note Deed, and the Trust (the Confidential Information), confidential. Recipients are not to discuss the Confidential Information with each other or disclose any details to any third parties without the prior written consent of the Issuer. This letter must not be reproduced, used or given to any other person, in whole or in part, for any purpose other than that for which it is intended.

For the avoidance of doubt, the Issuer may disclose any Confidential Information and the information contained in this letter as required by law or regulation or by any applicable stock exchange without the need to obtain any prior approval or consent.

Singaporean Selling Legend

The offer, issue, and sale of the Notes are and will be exempt from the registration and prospectus delivery requirements of the Securities and Futures Act of Singapore 2001 (SFA), and have not and will not be lodged or registered as a prospectus with the Monetary Authority of Singapore. Accordingly, statutory liability under the SFA in relation to the content of prospectuses does not apply, and you should consider carefully whether the investment is suitable for you. The Monetary Authority of Singapore assumes no responsibility for the contents of this document or any other document or material related to the offer, issue, and sale of the Notes. This offer and any other document or material in connection with the offer or sale, or invitation for subscription or purchase, of the Notes may not be circulated or distributed, nor may the Notes be offered or sold, or be made the subject of an invitation for subscription or purchase, whether directly or indirectly, to any person in Singapore other than pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA. The offer of the Notes relates to schemes which are not authorised or recognised by the Monetary Authority of Singapore and are not allowed to be offered to the retail public.

Process

If you are interested in participating as a noteholder under the Loan Note Deed you are requested to sign and return the below expression of interest by no later than 13 April 2026 to:

Wingate Financial Services Pty Ltd
Level 48, 101 Collins Street, Melbourne, Victoria 3000
Attention: Michael Sack
Email: msack@wingate.com.au 

By countersigning this letter, you are merely expressing your interest to participate as a noteholder under the Loan Note Deed. Such expression of interest is non-binding and is not intended to indicate your approval of the Term Sheet.

By countersigning this letter, you represent and warrant that your institution is not, so far as you have actual knowledge or grounds to suspect, an Offshore Associate of the Issuer.

Countersigned by

Signed:_____________________________

Name:   _____________________________

Title:     _____________________________        

Schedule 1 – Term Sheet

WIP CAPITAL INVESTMENTS TRUST

Terms

Issuer

WIP Capital Investments Pty Ltd (ACN 686 632 066) acts as trustee for the Trust.

Trust

An Australian unit trust established to make direct or indirect debt investments
across multiple asset classes and sectors in Australia known as “WIP Capital
Investments Trust”. The Trust will be predominantly funded by the issuance of
Notes to the noteholders (the Noteholders).

Domicile

Australia.

Investment
Manager

Wingate Financial Services Pty Ltd (ACN 106 480 602).

The offer

An offer to subscribe for loan notes on the terms described in the Loan Note Deed.
The offer is intended to satisfy the requirements of section 128F of the Income Tax
Assessment Act 1936
.

Issue Maximum

AU$100 million excluding co-investments, or as determined by the Issuer from
time to time in order to meet the Trust’s funding requirements.

Currency

Australian Dollars (AUD).

Security

Unsecured. 

Interest payment

Interest is linked to the underlying loans and it is targeting a return equal to the
aggregate of the RBA Cash Rate plus a variable return of 2.5% – 5.5%. The
anticipated return is not guaranteed. The interest will only be paid to the extent
there are cash receipts available for distribution.

Purpose

The Issuer will establish the Trust to gain exposure to borrowers situated in
Australia by making direct or indirect debt investments across multiple asset classes
and sectors in Australia.

Term

5 years from closing plus extension for up to 1 additional year, provided that if the
Noteholder does not request repayment of the Notes 90 days before the termination
of last day of the Term, the Notes will automatically rollover to new notes for
another 5 years on the same terms of issue as the Notes unless the Issuer determines
otherwise.

Currency Hedging

None. The Trust will make loan investments in AUD.

Fees

Nil.

Early Prepayment

The Noteholder may request early prepayment of any or all of its Notes on a
monthly basis (Early Prepayment Request). If there is sufficient cash to prepay
the Notes specified in the Early Prepayment Request, the Issuer shall prepay such
Notes in full. If there is insufficient cash available, the Issuer may prepay the Notes
the subject of Early Prepayment Request as and when the underlying loans or
investments are repaid, redeemed or otherwise disposed of.

Limitation of
liability

The Issuer enters into the transaction documents (including Loan Note Deed) only
in its capacity as trustee of the Trust. Any liability is limited to, and can be enforced
against the Issuer only to the extent to which it can be satisfied out of the assets of
the Trust out of which the Issuer is actually indemnified for the liability.

Transferability

The Noteholder can only transfer any or all of its Notes if the Issuer, in its sole
discretion, consents to the transfer in writing and satisfies other requirements set
out in the Loan Note Deed.

Governing Law

Victoria, Australia.

Caption

 

Schedule 2 – Structure Diagram

Structure Diagram
Structure Diagram

 

As an academy even older than University of Cambridge, the great wisdom, “seeking truth from facts”, took root here

CHANGSHA, China, Oct. 13, 2025 /PRNewswire/ — This is a report from Hunan Today: At the foot of Yuelu Mountain, Yuelu Academy’s red gate stands with the old couplet “Only Chu Has Talents, and Here They Shine Most.” Two young women in Hanfu—Ying and Shi—met American scholar Professor Xia (who’s studied Hunan culture for 7 years) here. Xia explained the couplet’s meaning and shared the academy’s history: it’s 300 years older than Oxford, and great minds like Zhu Xi and Mao Zedong once sought truth here. Ying asked Xia to guide them, and he agreed, changing into a scholar’s robe.

 

As an academy even older than University of Cambridge, the great wisdom, “seeking truth from facts”, took root here.

They walked the central path past three gates. Xia told Shi each gate had a role: greeting guests, reminding rules, calming minds. He explained the second gate’s inscription (from Records of the Grand Historian) meant the academy used nature to help students focus. In the lecture hall, Xia said two chairs honored the 1167 “Zhu-Zhang Debate,” where scholars argued but found common ground. He also talked about the “Seek Truth from Facts” plaque—written in 1917, it shaped young Mao (who lived here 1917-1919). In the courtyard, Xia shared Hunan’s “Unity of Knowledge and Action” spirit: “Act, don’t just know.”

As the sun set, they said goodbye. Ying thanked Xia, noting she now saw culture in the academy’s stories. Shi said, “Culture has no borders—we’ll pass this on.” Watching them leave, Xia whispered, “This legacy is with the young!” Wind rustled trees, cheering the cultural handover.

 

Smartee Launches World’s First Sleep Aligner Combining Anti-Snoring Therapy with Teeth Alignment

SHANGHAI, Oct. 13, 2025 /PRNewswire/ — Smartee Denti-Technology today announced the global launch of the Smartee Sleep Aligners, a clear aligner device designed to help manage obstructive sleep apnoea hypopnoea syndrome (OSAHS) and primary snoring (PS). The new series includes two versions: Smartee SA, which focuses on the treatment of OSAHS and PS, and Smartee SA Plus. The latter can treat OSAHS while simultaneously addressing orthodontic issues. Together, they provide clinicians with an invisible alternative to conventional OSAHS treatment therapies, offering greater comfort and compliance, and improving sleep quality.

Smartee Sleep Aligners
Smartee Sleep Aligners

Addressing a global health challenge

OSAHS is one of the most prevalent sleep-related breathing disorders. Early signs often include habitual snoring caused by airway narrowing. As the condition progresses, patients may experience repeated breathing interruptions during sleep, which not only impair rest quality but are also linked to serious cardiovascular and metabolic risks.

The Smartee Sleep Aligners Series addresses this challenge through digitally customized clear aligners with a dual-splint locking system that advances the mandible while distributing occlusal forces to stabilize the jaw. This mandibular repositioning increases the volume of the velopharyngeal and oropharyngeal airways, improving airflow and alleviating OSAHS symptoms. Additionally, the appliance helps to reposition the mandible, which also leads to improved tongue base positioning, contributing to an expanded pharyngeal airway and reduced obstruction.

This device is made from a 1 mm-thick dental sheet, which offers enhanced comfort with minimal foreign body sensation. It demonstrates better patient acceptability and wear compliance.

There are two treatment options for OSAHS.

1. Smartee SA

  • Indications: Simple snoring (without apnea), mild-to-moderate OSAHS, patients intolerant to CPAP, or those unsuitable for surgery.
  • Function: Enlarge the velopharyngeal and oropharyngeal airway volume via mandibular advancement.
  • Benefit: Titration assists clinicians in efficiently identifying the optimal mandibular advancement setting.

2. Smartee SA Plus

  • Indications: Mild-to-moderate OSAHS combined with mild anterior misalignment.
  • Function:
    Daytime: Correcting anterior teeth with regular clear aligners.
    Nighttime: Maintains airway patency and reduces snoring by wearing specially designed aligners with the mandibular advancement feature.
  • Benefit: Offers both integrated daytime orthodontic correction and nocturnal snore suppression.

Global Availability

Both appliances are now available for clinicians to order directly through the Smartee Case Management System. By combining digital orthodontics with airway management, the Smartee SA and SA Plus series underscores Smartee’s commitment to delivering innovative, clinically proven, and patient-centric solutions for doctors and patients worldwide.

For more information about the Smartee Sleep Aligners, please visit: Smartee LinkedIn Newsletter