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Singaporeans don’t cancel brands – they silently leave them, Ogilvy’s inaugural 2026 APAC Believability Index reveals

  • 92% of Singapore consumers silently disengage when brand believability is lost
  • Only 5.9%% would post about a negative brand experience on social media
  • Singapore emerges as a high-trust but low-tolerance market where institutional credibility and operational proof matter most

SINGAPORE – Media OutReach Newswire – 8 July 2026 – Ogilvy released its first 2026 APAC Believability Index: The Power of Proof, a comprehensive study examining how consumers across Asia-Pacific (APAC) determine what and who they believe in an increasingly complex information environment shaped by AI-generated content, misinformation, fragmented media and declining confidence in corporate claims.

Ogilvy APAC - Believability Index 2026 visual

The regional and Singapore insights were revealed at an event at the Ogilvy Singapore office attended by more than 60 invited guests including global, regional and local brands, not-for-profit organisations, and government agencies.

Conducted in partnership with YouGov, the research surveyed 7,176 respondents across the markets of Australia, Indonesia, Singapore, Malaysia, the Philippines, Hong Kong SAR, and Mainland China, including 1,050 respondents in Singapore.

The report reveals that organisations are dangerously overlooking a reputational blind spot that directly impacts revenue. A staggering 93% of APAC consumers quietly disengage when believability in a brand or organisation is lost, with almost half (48%) stopping their purchases entirely.

In Singapore, the findings reveal a distinct local paradox: Singapore is a high-trust market, but not a high tolerance one. While Singapore consumers place significantly greater belief in Government, institutional and credentialed sources compared with much of the region, they are also deeply pragmatic and unforgiving when brands fail to deliver on their core promises.

The report finds that 92% of Singapore consumers silently disengage when brand believability is lost, while only 5.9% would post about a negative brand experience on social media. This suggests that the most pressing reputation risk for brands in Singapore may not be public outrage, but quiet withdrawal – with customers switching providers, stopping purchases, avoiding brand content, deleting apps or simply never returning.

In response to these findings, Ogilvy has launched its Believability Diagnostic Tool, powered by an enterprise-grade AI agent, built and housed in WPP Open. The Believability Agent is designed to help C-Suite leaders identify the “Say-Do Gap” between what brands promise and what customers experience – enabling organisations to detect potential silent disengagement before it affects business performance.

Ogilvy's inaugural 2026 APAC Believability Index reveals

Richard Brett, President of PR& Influence, Ogilvy Asia Pacific, said: “Believability has evolved from a PR challenge into a commercial imperative. In a world of AI slop and synthetic content, misinformation and growing skepticism, the brands that succeed will be those that can prove what they say. Singapore is a particularly important market because believability here is deeply anchored in institutional credibility and operational delivery. Consumers may not always complain publicly when belief is lost, but they will act – and often, they will act silently.”

Akashah Q, Managing Director for PR & Influence, Social, Ogilvy Singapore and Malaysia, added: “The Singapore data shows that silence should not be mistaken for satisfaction. A stable sentiment dashboard or low complaint volume may hide a much bigger commercial risk. Singaporeans are careful when assessing proof – they value official sources, factual correctness and operational competence. For brands, the implication is clear: Believability is built not only by what you say, but by whether your actions, service and evidence consistently back it up. If not, they will politely but brutally break up with you. The reputational crisis of the future may not begin with a hashtag. It may begin with silence.”

Key Singapore Findings from the Ogilvy APAC 2026 Believability Index:

1. Singaporeans do not always cancel brands. They silently leave them.
The most dangerous reputation risk in Singapore may be the one brands cannot see. When Singapore consumers lose belief in a brand, 92% take silent actions (vs 93% across APAC). More than half (54.4%) stop purchasing the brand’s products or services entirely, while 33.5% switch to a more believable competitor. A further 37.3% become wary and suspicious of similar brands, products or services and 19.7% simply avoid the brand’s content without telling anyone.

In contrast, only 5.9% would post a negative brand experience on social media (vs 10% in APAC), and only 9.5% would leave a negative review or public comment.

Implications: The findings indicate that brands relying primarily on public complaints, social listening or visible sentiment may be missing the larger commercial reality: Customers have already left, without leaving a public trace.

2. Competence over purpose
Purpose, values and ESG commitments still matter, but in Singapore, they cannot compensate for operational failure,

The study found that 42.1% of Singapore consumers abandoned a brand in the past year because its product or service did not deliver on what was promised. This significantly outweighs the 23.2% who walked away over poor business ethics and the 14.4% who left due to exaggerated environmental or sustainability claims.

Implications: The findings suggest that Singapore consumers are not asking brands to choose between purpose and performance. They are asking brands to prove purpose through performance.

Operational integrity and factual correctness emerged as among the strongest drivers of believability in Singapore, reinforcing the importance of delivering consistently on the basics before brands can credibly make broader claims.

3. Institutional credibility is Singapore’s believability baseline
Across APAC, people rely on different sources of authority. In some markets, belief is built from the ground up through peers, lived experience and word of mouth. In Singapore, the believability architecture looks a little different – it stands out as one of the region’s clearest institutional-trust markets.

61% of Singaporeans find government sources, politicians and officials highly believable
– more than double the rest of the region overall (Australia, Indonesia, Philippines, Malaysia) at 26%. In addition, 82.4% say credibility, including official, credentialed or backed-up sources, is the leading factor in believing new information. Social media platforms sit much lower as a source of believability, at 12.7%.

This contrasts with more relational trust markets such as Australia and the Philippines, where people with lived experience and peer recommendations play a more dominant role.

Implications: For organisations, this means that communication strategies which work in one APAC market may not automatically build belief in Singapore. In high-stakes sectors such as finance, health, technology, food safety, sustainability and public infrastructure, brands need stronger institutional anchors: Official statements, named spokespeople, transparent data, third-party validation, academic or technical expertise and clear operational proof.

4. Action over apology
Singapore consumers do not reject apologies, but they do reject them without evidence of action.

The study found that 56.2% of Singaporeans say that brands must actively correct a mistake or fix a problem before they will believe the brand again. This outranks public acknowledgement or apology, cited by 46.8% of respondents.

Encouragingly, lost belief is not necessarily permanent. 78.7% of Singapore consumers believe lost believability can be regained, while only 15.1% believe that once belief is lost, it is gone forever.

Implications: The implication for brands is that the crisis response must be action-first. Consumers want to know what has been fixed, who is accountable, what will change, how recurrence can be prevented and how progress will be proven.

5. Different generations leave and return on different terms
The study also found that believability is lost and rebuilt differently across age groups in Singapore.

Millennials appear to be among the most commercially sensitive audiences, with 68% stopping engagement with a brand due to lack of belief in the past 12 months – the highest of any generation. For this group, belief is often won or lost through customer experience, service recovery and responsiveness.

Baby Boomers show stronger reliance on institutional sources, with 69% finding Government or institutional sources highly believable. However, once trust is broken, they are more likely to make a clean break, with 60% stopping purchases when doubts rise.

Gen Zs are more willing to give brands another chance, with only 8% saying trust is permanently lost once broken. However, they also demand more proof of change, with 64% expecting brands to actively correct mistakes and 44% wanting brands to communicate in more transparent and evidence-based ways.

Implications: The findings point to a new generational reality: Younger consumers may forgive faster, but they also audit harder.

Ogilvy SG - Believability Index Infographic

To help leaders navigate this shift and operationalise the findings, Ogilvy’s Believability Diagnostic Tool uses a multi-agent architecture that pairs Ogilvy’s proprietary seven-year Believability dataset with behavioural science cognitive engine to analyse a brand’s “Say-Do Gap” to measure the actual distance between its marketing promises and actual customer experience.

By triangulating corporate messaging against verified customer and employee sentiment, the tool calculates a brand’s Believability Elasticity to see how far a corporate promise can stretch before customers silently disengage – and impact the bottomline.

For Singapore where 92% of consumers say they silently disengage when believability is lost, this elasticity is especially important. Once the threshold is exceeded, the consequence may not be outrage. It may be attrition.

@Ogilvy Singapore on LinkedIn@Ogilvy Singapore on Instagram

The full Ogilvy APAC 2026 Believability Index: The Power of Proof is downloadable here.

Hashtag: #BelievabilityIndex2026 #ThePowerofProof #Ogilvy

The issuer is solely responsible for the content of this announcement.

About Ogilvy PR

Ogilvy PR and Influence is a global creative communications agency that partners with organisations to drive value and growth. We build brands, protect reputations, and earn attention and influence through creative storytelling informed by data, and fuelled by technology. Our specialist practice areas offer media relations, social and digital communications, external and internal stakeholder communications, issues and crisis management, and stakeholder engagement. We are the region’s largest and most specialised public relations and public affairs consultancy.

About Ogilvy
Ogilvy has been creating impact for brands through iconic, culture-changing, value-driving ideas since the company was founded by David Ogilvy in 1948. It builds on that rich legacy through Borderless Creativity – innovating at the intersections of its advertising, public relations, relationship design, consulting, and health capabilities with experts collaborating seamlessly across more than 120 offices spanning 90 countries. Ogilvy currently as the #1 global agency network for creative excellence and effectiveness by WARC, signifying its ability to deliver creative solutions that drive unreasonable impact for clients and communities. Ogilvy is a WPP company (NYSE: WPP). For more information, visit , and follow us on , , , and

About YouGov

All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 7,176 adults in Australia, Indonesia, Singapore (1,050 adults), Malaysia, the Philippines, Hong Kong SAR, and Mainland China. Fieldwork was undertaken between 22nd April – 4th May 2026. The survey was carried out online. The figures have been weighted and are representative of all respective market adults (aged 18+).

America at 250: Celebrating Independence and Friendship in the Lao PDR

America at 250 Celebrating Independence and Friendship in the Laos.

By Michelle Y. Outlaw, United States of America Chargée d’affaires to the Lao PDR

This Fourth of July, Americans around the world are celebrating no ordinary anniversary. This year, the United States marks its 250th birthday, a profound milestone in the life of our nation and a moment for reflection on what America has meant, not only to its own people, but to the world.

Two and a half centuries ago, in the summer of 1776, a group of visionaries laid the foundation for a new kind of nation. They declared a bold and radical idea: that all people are endowed with unalienable rights,  to life, liberty, and the pursuit of happiness. Those words were not merely a declaration of independence from a distant crown. They were a declaration of possibility, a promise that a nation could be built on the dignity of every individual.

America at 250 is a story of striving to fulfill that founding promise. Ours is not a story of instant perfection. It is defined by a continuous, generational effort to build a “more perfect union”, to extend opportunity further, to correct our course when we have fallen short, and to renew our commitment to those founding ideals with each passing generation.

That resilience, that unwavering belief that tomorrow can be made better than today, is the enduring spirit of America.

History has taught us something else as well. It has taught us that peace and prosperity are best achieved not in isolation, but through enduring partnerships.

This year, as America reflects on two and a half centuries of independence, we also celebrate a vital milestone much closer to home: the 10th anniversary of the U.S.-Laos Comprehensive Partnership. Launched a decade ago in 2016, this landmark framework elevated our bilateral relationship to unprecedented heights. It has served as our roadmap, transforming our historical ties into a modern, forward-looking partnership dedicated to the well-being of both our peoples.

Since arriving in the Lao PDR, I have been deeply moved by the warmth, resilience, and forward-looking spirit of the people of Laos. From conversations with government leaders to meetings with students, entrepreneurs, and community members across this beautiful country, I have seen firsthand a nation with a rich history and culture and an inspiring readiness to seize new opportunities.

Guided by this decade-long Comprehensive Partnership, the United States has been a steadfast force for good in the Lao PDR, working proudly alongside our hosts to help build a brighter, more prosperous future. Together, we have achieved extraordinary progress through life-changing American initiatives: from our massive, world-leading support for UXO clearance that saves lives every day, to vital U.S. investments in public health that protect vulnerable communities. We have transformed classrooms by printing and delivering millions of primary school textbooks across the nation, and our dedicated English language training programs are actively empowering the next generation of Lao PDR youth with the tools to lead on the world stage and engage with U.S. businesses. These major initiatives reflect our unwavering commitment to the people of Laos and our shared future.

This year, our two countries are also united by a love of sport. From the largest global soccer tournament ever held, co-hosted by the United States, Canada, and Mexico, to the first-of-its-kind mixed martial arts tournament on the White House grounds, these incredible displays of athleticism and glory are a celebration of excellence, teamwork, and the remarkable power of sport to bring people together across borders. And as we look ahead to the 2028 Olympic Games in Los Angeles, we are reminded that the values at the heart of those competitions, perseverance, fair play, and the pursuit of greatness, are values that Americans and the people of Laos share deeply.

As we celebrate America’s 250th birthday and honor ten years of our Comprehensive Partnership, we do so with gratitude for the people-to-people ties and the friendships that have shaped our journey, and with confidence in those still to come. The story of America and the Lao PDR is still being written, and I believe its best pages may lie ahead.


Editor’s Note: This article is part of The Laotian Times Public Diplomacy section and was contributed by the US Embassy in Laos. Views and information presented are those of the contributing organization.

Laos Collects USD 12 Million in Digital Taxes From Global Tech Companies

A picture of Deputy Prime Minister and Minister of Finance Santiphab Phomvihane reporting the tax performance during the 10th National Assembly on 7 July 2026. (Photo by Ministry of Finance)

Laos has collected approximately USD 12 million in digital taxes from global technology companies since introducing its digital tax system in late 2024, according to Deputy Prime Minister and Minister of Finance Santiphab Phomvihane.

The tax applies to foreign digital service providers without a physical presence in Laos, including Microsoft, Facebook, YouTube, and Netflix. Under the system, overseas companies providing digital services to Lao consumers must register and pay taxes under Lao law.

Santiphab said the digital tax forms part of a broader tax modernization program launched in 2020 to strengthen state revenue collection by reducing cash-based payments, improving tax compliance, widening the tax base, and bringing more businesses into the formal economy.

The reforms have also introduced digital tools such as the TaxRIS tax administration system and computerized accounting platforms to improve tax collection and reduce revenue leakage.

According to Santiphab, TaxRIS now manages more than 195,000 registered businesses nationwide, allowing tax authorities to register taxpayers, monitor compliance, process tax returns, and collect revenue more efficiently.

Revenue collected through the system has increased by 251 percent since its introduction in 2020, representing average annual growth of more than 20 percent, he said.

The government’s modernization efforts also extend to customs administration. Santiphab said Laos has deployed the Smart Customs system at international border checkpoints, where a centralized electronic platform now processes import and export declarations digitally.

The system has helped customs revenue grow by an average of 34 percent annually over the past three years by improving efficiency and strengthening import tax collection.

The reforms support Laos’ broader fiscal strategy. Earlier this year, the government announced a target of collecting approximately LAK 554.4 trillion (USD 24.5 billion) in state revenue by 2030, equivalent to about 21 percent of GDP, while improving tax administration, strengthening fiscal sustainability, and reducing public debt.

Laos Agricultural, Forestry Exports Top USD 1 Billion in First Half of 2026

This photo is used for representational purpose only.

Laos earned more than USD 1 billion from agriculture and forestry exports in the first half of 2026, reaching about 53 percent of the government’s full-year target of USD 1.9 billion, according to official figures.

Lao Prime Minister Sonexay Siphandone reported the figure at the First Extraordinary Session of the 10th National Assembly, running from 6 until 10 July in Vientiane.

Crops brought in the largest share, earning USD 752 million, followed by timber, rubber, and other forest products at USD 158.64 million. Livestock exports grew more slowly, totaling USD 98.67 million. 

During his speech, Sonexay said the sector grew 4.3 percent in the first half of the year, accounting for 17.4 percent of the country’s overall economic growth.

Laos has also been opening new markets for its farm goods. 

As of June, the country had secured approval to export 84 agricultural and livestock product lines to China, Vietnam, Thailand, and Cambodia, giving Lao farmers and exporters more places to sell their goods.

That momentum showed up in a series of new trade deals. In June, Laos and South Korea signed agreements worth more than USD 1.1 million to launch a pilot project exporting Lao-grown chili peppers and cabbage to the Korean market, along with a second deal to bring Korean tissue culture technology to Lao farms.

Laos also strengthened trade ties with Cambodia, launching new export and transit rules on 22 June that let Cambodian crops such as durian, longan, banana, mango, rice, and cassava pass through Laos on their way to China. Under the same agreement, Laos will export rice, coffee, blueberries, pumpkin, cabbage, and tamarind directly to Cambodia.

Officials said the government is relying on new tools like the Lao Agrolink digital platform, launched in late May, to make agricultural trade faster and easier for businesses by cutting paperwork and improving oversight of the supply chain.

Hong Kong SMEs Face “Triple Squeeze” from Rising Costs, Weak Demand and Interest Rates Fluctuations, Dah Sing Bank Survey

Consumption Outflow Continues to Weigh on Revenues As Local Business Environment Enters Adjustment Phase


HONG KONG SAR – Media OutReach Newswire – 8 July 2026 – Dah Sing Bank, Limited (“Dah Sing Bank”) today announced the results of its 2026 SME Survey (“the Survey”), which revealed that Hong Kong SMEs are facing a “triple squeeze” of rising costs, weakening demand and interest rates fluctuations. At the same time, outbound consumption continues to affect business revenues, reflecting local business environment enters adjustment phase.

SME Survey Results 2026

Dah Sing Bank remains committed to staying close to the needs of SMEs and understanding the challenges and opportunities they face in a rapidly changing business landscape. To gain deeper insights into the latest operating conditions of local SMEs, the Bank commissioned a survey[1] in May 2026 through a major local media outlet, interviewing over 340 Hong Kong SMEs to understand how they are responding to changing consumption patterns and advancing environmental, social and governance (ESG) initiatives under the current economic environment.

Operating Pressures Intensify Under “Triple Squeeze”

The Survey shows that 80% of respondents indicated that their operating costs and profit margins have been affected this year by geopolitical developments, energy price fluctuations or global supply chain instability. Rising costs (79%), weakening market demand (78%) and fluctuations in interest rates (52%) were identified as the most significant external risks.

With cross-border spending and northbound consumption becoming increasingly prevalent, approximately 74% of SMEs reported that their revenues have been negatively impacted, with nearly one in five experiencing declines of more than 20%. Key competitive pressures stem from cross-border e-commerce platforms offering lower-priced daily necessities (45%), increased weekend consumption in Shenzhen (43%), and a rise in outbound travel reducing local spending (30%).

SMEs Step Up Measures to Adapt

In response to the rising costs, SMEs are actively adopting various strategies to stabilise operations, including renegotiating supplier terms (26%), adjusting pricing (24%), and optimising inventory management (20%). At the same time, in light of outbound consumption trends, businesses are strengthening customer retention strategies. While price promotions remain the most common approach (34%), SMEs are also increasingly introducing experiential elements (29%) and strengthening digital marketing efforts (25%) to improve competitiveness.

Against a backdrop of ongoing uncertainty, SMEs are placing greater emphasis on business stability. A stable customer base (30%) and predictable cash flow (22%) are seen as key factors in sustaining operations, alongside lowering operating cost (22%). This reflects growing attention on financial resilience and liquidity management.

Constraints Persist Amid Rising Support Needs

Despite these efforts, SMEs continue to face resource and information constraints in navigating challenges and pursuing transformation. More than half of the respondents have never applied for or are unfamiliar with government support schemes. In addition, while some SMEs are interested in advancing ESG initiatives, 37% consider them burdensome due to costs, and 32% are unsure where to begin, indicating a cautious pace of adoption overall.

Dah Sing Bank Supports SMEs Resilience

In a rapidly changing business environment, Dah Sing Bank believes that enhancing cash flow efficiency and operational flexibility is key for SMEs to address business pressures. The Bank is committed to supporting SMEs through diversified and flexible lending and financing solutions tailored to their business needs. These include a wide range of import/export trade finance services and payment options, as well as the Merchant Receivables Loan – a service designed to provide merchants with quicker access to capital. Such initiatives enable SMEs to strengthen cash flow management and improve the predictability and efficiency of their daily operations.

Furthermore, Dah Sing Bank offers comprehensive hedging tools to help enterprises manage foreign exchange and interest rate risks. This support enables businesses to mitigate financial exposure arising from global economic volatility, enhance resilience, and expand their businesses in both local and global markets steadily. In addition, the newly launched Dah Sing Business Multi-Currency Mastercard Debit Card helps SMEs reduce transaction costs and manage expenses more effectively, providing a one-stop and seamless experience for local and overseas transactions.

Dah Sing Bank Deputy Chief Executive, Senior Executive Director and Head of Group Personal Banking, Ms Phoebe Wong, said: “The Survey shows that Hong Kong SMEs are facing multiple challenges, including rising costs, shifting demand and evolving consumption patterns. At the same time, it is encouraging to see businesses actively adopting measures such as optimising cost structures and enhancing customer experience. In an environment of heightened uncertainty, stable cash flow and operational agility has become even more important. Dah Sing Bank has long been a trusted partner to SMEs, and we remain committed to combining financial services with practical support to help enterprises improve capital efficiency and resilience. Our goal is to empower SMEs to maintain stability in a constantly changing market and lay a solid foundation for sustainable long-term growth.”


[1] The Survey was conducted through online questionnaires from 19 to 26 May 2026, interviewing 342 Hong Kong SMEs.

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Risk Disclosure Statement Foreign Exchange Transactions: Foreign exchange involves risk. Currency investments are subject to exchange rate fluctuations, which may result in gains or losses. Customers converting foreign currencies into HKD or other currencies may incur losses due to exchange rate movements. Investors should read and understand all offering documents, including risk disclosures and warnings, before making any investment decisions.
Currency Risk (RMB): Conversion of RMB into HKD or other currencies is subject to exchange rate fluctuations. Customers may experience gains or losses due to RMB exchange rate movements. RMB is currently subject to exchange controls imposed by the PRC government, and its exchange rate may be affected by policy changes.
Unless otherwise specified, this promotional material does not constitute an offer, solicitation, or recommendation to engage in any foreign exchange transaction, nor does it predict future exchange rate movements. This material has not been reviewed by the Securities and Futures Commission or any other regulatory authority in Hong Kong.

Hashtag: #DahSingBank

The issuer is solely responsible for the content of this announcement.

About Dah Sing Bank

Dah Sing Bank, Limited (the “Bank”) is a wholly-owned subsidiary of Dah Sing Banking Group, Limited (HKG:2356). Founded in Hong Kong over 75 years ago, the Bank has been providing quality banking products and services to its customers with a vision to be “The Local Bank with a Personal Touch”. Over the years, the Bank has been rigorous in delivering on its brand tagline to grow with its customers in Hong Kong, the Greater Bay Area and beyond – “Together We Progress and Prosper”. Building on our experience and solid foundation in the industry, our scope of professional services now spans retail banking, private banking, business and commercial banking. Meanwhile, the Bank is also making significant investments in its digital banking capabilities to stay abreast with smart banking developments in Hong Kong and to support financial inclusion at large.

In addition to its Hong Kong banking operations, the Bank has wholly-owned subsidiaries including Dah Sing Bank (China) Limited, Banco Comercial de Macau, S.A., and OK Finance Limited. It is also a strategic shareholder of Bank of Chongqing with a shareholding of about 13.5%. Dah Sing Bank and its subsidiaries now have 63 operating locations in Hong Kong, Macau and Chinese Mainland.

Binance Launches BTC Yield, Bringing Covered Call Bitcoin Income Strategy to Users

BTC Yield gives long-term Bitcoin holders a new way to seek potential weekly BTC income through a strategy from traditional finance

ISLAMABAD , July 8, 2026 /PRNewswire/ — Binance today announced the launch of BTC Yield, a new addition to its Advanced Earn product lineup. BTC Yield is a BTC-denominated, open-ended strategy designed for long-term Bitcoin holders seeking income potential without actively trading the market.

Binance Launches BTC Yield, Bringing Covered Call Bitcoin Income Strategy to Users
Binance Launches BTC Yield, Bringing Covered Call Bitcoin Income Strategy to Users

BTC Yield is among the first covered-call Bitcoin income products offered directly to both retail and institutional users by a major crypto exchange. Bitcoin does not have a native staking mechanism, creating demand for ways for long-term holders to seek income from their BTC.

This launch also reflects broader demand for Bitcoin income strategies in traditional finance. Covered call approaches are well established in institutional markets, and products such as the NEOS Bitcoin High Income ETF and BlackRock’s iShares Bitcoin Premium Income ETF have attracted significant assets. Goldman Sachs has also filed to launch a Bitcoin yield product, underscoring continued demand for Bitcoin income strategies.

By bringing this strategy into a streamlined crypto-native format, Binance is making it easier for users to access a familiar income approach within a single platform as it continues to expand beyond trading into a broader financial super app.

“BTC Yield underscores Binance’s focus on expanding the range of products available to users and giving them more ways to put their digital assets to work,” said Shunyet Jan, Head of Exchange and Trading at Binance. “Covered call strategies have long been used in traditional finance, but they can be complex for retail users to access directly. With BTC Yield, we are simplifying that experience for Bitcoin holders who want income potential without actively trading the market.”

“During periods of weaker market sentiment, many Bitcoin holders may be reluctant to sell or actively trade. BTC Yield gives long-term holders a simpler way to seek potential income while maintaining exposure denominated in Bitcoin,” he added.

Key product information:

  • BTC Yield is powered by a covered call strategy that seeks to generate option premiums from Bitcoin holdings.
  • Users subscribe with BTC to receive BTCY and may benefit through weekly BTC distributions. Remaining premiums are retained in the product, which may increase the convertible BTC value of each BTCY over time.
  • BTCY has no fixed maturity date and supports both Fast Redemption (T+1) and Standard Redemption.
  • BTC Yield offers simple access, APY potential, and large quotas for eligible users.
  • BTC Yield complements other Earn products such as Dual Investment and Discount Buy.

Important information: As an options-based strategy, BTC Yield carries risks and is not principal protected. Weekly BTC distributions are not guaranteed and users may receive back less BTC than they originally allocated. The covered call strategy may limit participation in upward BTC price movements, meaning BTC Yield may underperform a direct holding of BTC, particularly in strongly rising markets.

Disclaimer: Digital asset prices can be highly volatile. The value attributable to your BTCY strategy position may go down or up, and you may not receive back the amount of BTC you allocated. By participating in BTC Yield, you are converting your subscribed BTC to BTCY. BTC Yield is not capital protected, and you may lose some or all of your BTC. Any BTC Credits, APY, realised APY, illustrative yield, or similar figures shown in connection with BTCY are for information purposes only, are not guaranteed, may be zero, and refer to BTC-denominated amounts only rather than actual or predicted returns in fiat or any other digital asset. BTC Yield uses a strategy that may underperform holding BTC directly, including in periods of strong BTC price appreciation. When you exit BTC Yield, the amount of BTC returned to you will depend on the applicable valuation at the relevant processing time, and this may be higher or lower than the valuation shown when you submitted your request. Fast Exit may be unavailable, and Standard Exit may be subject to processing windows, capacity limits, delays and fees. Binance does not provide financial, legal, tax or investment advice, and you are solely responsible for your investment decisions. For more information, please see the BTCY Terms, Terms of Use and Risk Warning.

NEOS, BlackRock, iShares, and Goldman Sachs are referenced for market context only and are not affiliated with, nor have they endorsed, Binance or BTC Yield.

About Binance

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. Binance is trusted by more than 320 million people in 100+ countries for its industry-leading security, transparency, trading engine speed, protections for investors, and unmatched portfolio of digital asset products and offerings from trading and finance to education, research, social good, payments, institutional services, and Web3 features. Binance is devoted to building an inclusive crypto ecosystem to increase the freedom of money and financial access for people around the world with crypto as the fundamental means. For more information, visit: https://www.binance.com.

PTT Lao Moves to Co-Invest in BlueDot’s EV Charging Network

PTT Lao and BlueDot sign an agreement to conduct a feasibility study on a joint investment to expand EV charging stations along National Road No. 13 North and South across Laos. (Photo supplies)

PTT Lao signed an agreement with BlueDot, an EV charging brand, to study a joint investment in expanding electric vehicle charging stations across Laos.

Two companies signed the “Feasibility Study Project for Joint Investment in Expanding EV Charging Station” on 2 July in Vientiane.

Peravej NaRanong, managing director of PTT Lao, and Ladsasiphon Phimphachanh, managing director of Laothani Tractor Sole Co., Ltd., which operates BlueDot, signed the agreement, with executives from both companies attending.

BlueDot has operated as the sole investor in charging stations installed at select PTT stations nationwide under an earlier partnership. PTT Lao now aims to become a co-investor, and the two sides will study forming a new joint venture company to operate the charging business under the BlueDot brand.

The study will also examine a business model suited to consumer behavior in Laos.

The partnership targets expansion along Lao National Road No. 13 North and South, aiming to build a border-to-border charging network that supports heavy-duty electric trucks. 

The push aligns with Lao Prime Minister Sonexay Siphandone, issue date 13 March, which calls for urgent measures to reduce the country’s dependence on imported fossil fuel, a factor officials link to inflation and pressure on foreign currency reserves.

PTT Lao also plans to develop its stations into hubs that combine charging with other services, linking customers to its non-oil businesses such as Café Amazon and convenience stores. The company points to the 20 to 30 minutes EV drivers typically spend charging as an opportunity to expand those offerings at its stations nationwide.

BlueDot’s charging stations offer capacities ranging from 40 kilowatts (kW) and 120 kW to 180 kW, with an ultra-fast option reaching 400 kW, serving both private drivers and commercial fleets.

The stations connect to a mobile application and charging cards for payment and management, and are built to international engineering standards.

Both companies describe the collaboration as a step toward building a “Seamless Mobility Ecosystem” that connects charging infrastructure with lifestyle services, as Laos works to expand its EV charging network alongside growing EV adoption and government efforts to cut fossil fuel imports.

Humanforce launches AI-powered workforce intelligence and learning tools to help frontline employers reduce compliance risk and administrative burden

SYDNEY, July 8, 2026 /PRNewswire/ — As labour shortages, workforce turnover and compliance pressures continue to challenge frontline employers, Humanforce has developed two new solutions designed to help organisations identify workforce risks earlier and automate one of HR’s most time-consuming administrative tasks.

Frontline healthcare worker
Frontline healthcare worker

Humanforce today announced the launch of Humanforce HR Analytics and Humanforce Learning, expanding its workforce management platform with AI-native tools built to analyse, interpret and act on workforce data, providing greater visibility into workforce trends, automating compliance training and help HR teams make more informed people decisions.

For many frontline organisations, workforce data remains fragmented across multiple systems, while mandatory training still relies on manual assignment, follow-up and record-keeping. At the same time, HR teams are being asked to manage growing compliance obligations, skills shortages and employee retention challenges with limited resources.

According to research from SHRM, more than 70 per cent of jobs globally are frontline or deskless, yet these workers have historically been underserved by traditional HR technology. The organisation also reports that 86 per cent of HR managers view training as critical to employee retention, despite compliance training remaining one of the most labour-intensive and manually managed processes for many employers.

“Frontline organisations are under pressure to do more than fill shifts,” said Clayton Pyne, CEO, Humanforce. “They need to understand where people risks are emerging, keep teams compliant, and make development part of everyday workforce operations. HR Analytics and Humanforce Learning give HR leaders and managers clearer visibility and more automated action, so they can spend less time chasing data and more time making confident people decisions.”

Humanforce HR Analytics: Workforce insight built for frontline HR teams

For many frontline HR teams, workforce reporting is a backward-looking exercise, requiring data to be extracted from multiple systems before it can be analysed and acted upon.

Humanforce HR Analytics is built with AI at its core, continuously analysing workforce data to surface trends, detect anomalies and flag emerging risks before they require escalation.

HR leaders can ask questions of their workforce data in natural language and receive instant, AI-generated answers, while custom dashboards, automated reporting and threshold-based alerts ensure critical workforce information remains visible and actionable.

“HR leaders shouldn’t have to wait until a monthly report lands on their desk to identify emerging workforce issues,” said Pyne. “Because AI is doing the analysis continuously, not periodically, organisations have more opportunity to address risks around compliance, retention, workforce planning and employee engagement before they become larger operational challenges.”

Humanforce Learning: Automating compliance training and workforce development

Alongside HR Analytics, Humanforce Learning aims to remove the manual administration traditionally associated with compliance and workforce training.

Integrated directly with Humanforce HR data, the platform automatically assigns learning when workforce changes occur, from induction for new employees, to role changes, internal transfers and compliance renewal requirements, ensuring every employee is roster-ready with the qualifications and training their role demands. Training completion records are automatically linked to employee profiles, creating a clear audit trail while giving managers visibility into training status, upcoming requirements and overdue learning activities.

“Training and compliance shouldn’t rely on someone remembering to manually assign courses every time an employee changes roles or joins the business,” said Pyne. “When learning is connected directly to workforce events, organisations can reduce administrative overhead while improving confidence that every employee is qualified, compliant and ready to work.”

A more connected view of workforce readiness

Training and compliance data generated through Humanforce Learning is surfaced within Humanforce HR Analytics alongside broader workforce metrics, providing HR leaders with a more connected view of workforce capability, readiness and compliance status.

Together, HR Analytics and Humanforce Learning reflect Humanforce’s ongoing investment in the Humanforce platform, built around how shift-based work actually operates. By bringing workforce insight and learning automation closer to core HR workflows, Humanforce is helping frontline employers reduce manual administration, improve compliance visibility and respond to workforce challenges more proactively.

Humanforce HR Analytics and Humanforce Learning are available now. For more information, visit humanforce.com.

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About Humanforce

Humanforce provides the market leading, employee-centred, intelligent and compliant HCM suite for frontline and flexible workforces, offering highly configurable, all-in-one WFM, HR, Talent, Benefits and Payroll – without compromise. Our vision is to make work easier and life better by focusing on the employee experience (EX), and the efficiency and optimisation of businesses.

Founded in 2002, Humanforce has a 2300-strong customer base and is heading towards one million employees under management, across a wide range of industries including Aged Care, Childcare, Healthcare, Retail, Hospitality, Events & Stadia, Local Government and more. Today, we have offices across Australia, New Zealand, the United Kingdom, the Philippines, and the USA.

Customers include Accor, Flight Centre, Hungry Jack’s, Vodafone, Fujitsu, Alfred Health, Hostplus and more: https://humanforce.com