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CTF Life’s Prime Treasure Savings Insurance Plan enables customers to enjoy steady wealth growth and flexible succession planning

Partners with The GBA Healthcare Group to offer personalised and comprehensive health checks enhancing medical protection


HONG KONG SAR – Media OutReach Newswire – 1 August 2024 – Following the recent launch of its new brand, Chow Tai Fook Life Insurance Company Limited (“CTF Life”) proudly presents its new Prime Treasure Savings Insurance Plan (“Prime Treasure”) today. This innovative plan combines savings, wealth accumulation, succession planning and life insurance into one, allowing customers to manage their finances flexibly according to their personal needs, and secure a bright future for themselves and their loved ones. Continuously creating value beyond insurance, CTF Life has partnered with The GBA Healthcare Group (“GBAH”), a member of the Chow Tai Fook Enterprises Limited, to offer high-quality Hong Kong-style medical services in Mainland China for frequent travellers across the border.

Jarita Kwan, Chief Product Officer of CTF Life, stated, “In the rapidly changing economic landscape, we recognise our customers’ ambition to grow their wealth steadily. In response to this need, we are excited to introduce Prime Treasure, an innovative savings insurance plan as part of our new brand launch. This plan provides guaranteed cash value and non-guaranteed dividends, with a guaranteed breakeven period as short as 6 years, and a projected breakeven period of 4 years along with a variety of policy options. Customers can have the flexibility to withdraw the policy value regularly, thereby creating their own pension to flexibly prepare for retirement or wealth succession planning. This customer-centric approach empowers individuals to efficiently reach their financial goals while benefiting from top-notch savings protection.”

The outstanding features of the Prime Treasure include:

  1. Guaranteed Breakeven Period as short as 6 Years2 – the choice for steady wealth accumulation: With a single premium, customers can enjoy a guaranteed cash value of up to 80%2of the total premiums paid1 upon policy issuance, a guaranteed breakeven2after 6 years, and a projected breakeven period as short as 4 years2. Customers can also exercise the “Terminal Dividend Lock-In Options”3 to convert non-guaranteed terminal dividends into guaranteed annual dividends, allowing their wealth to steadily increase in value. Take a policy with a single premium of USD 300,000 as an example, in addition to achieving the projected breakeven2 and guaranteed breakeven2 on the 4th and 6th policy anniversary respectively, at the end of the 10th, 15th and 25th policy anniversary, the total policy value4 of which can reach 150%, 200% and even more than 350% of the total premiums paid1 respectively2.
  2. Policy Split Option: After the end of the 5th policy year, customers can split the policy into two in each policy year by allocating a portion of the units of the existing policy to a separate one. The process involves splitting a policy into two, then two becomes four, and so on, allowing customers to fully utilise the asset allocation feature of the plan.
  3. Dual Succession Options: After the 6th policy monthly anniversary, customers may change the Insured for unlimited times5. The plan also offers the “Policy Continuation Option” 6 (i.e. the Beneficiary will become the new Owner (if applicable) and the new Insured upon the death of the Insured). The coverage period will be adjusted to the age of 128 of the new Insured, ensuring the policy to have sufficient time for wealth accumulation and can be passed to the next generations for an unlimited period of time.
  4. Regular Cash Withdrawals creating your own passive income: With a single premium payment, customers may start withdrawing 5% of the total premiums paid1annually from the 2nd policy anniversary until policy maturity7, allowing them to plan for their retirement or wealth succession more flexibly and effectively.

To encourage customers to plan early for the future for themselves and their families, customers who apply for Prime Treasure during the promotion period can enjoy a 5% premium discount. With 5% premium discount, the regular withdrawal option will be enhanced to (1-1-5), allowing them to pay 1 (single) premium and then start withdrawing 5% of the net premium8 annually from their 1st policy anniversary until policy maturity7.

Cross-border services for all-round protection to our customers’ health
CTF Life has been keeping abreast of the market trend. Since announcing a strategic partnership with GBAH earlier this year, the two have expanded their collaboration to provide enhanced medical and healthcare services for customers who are enjoying their retirement life in the Greater Bay Area, or need to travel frequently between Hong Kong and Guangdong for work. Customers of designated plans can enjoy:

  • Double Privileges of Personalised and Comprehensive Health Check Programme and First Year Premium Refund: Alongside Humansa and UMP, the newly added service provider, GBAH, now provides personalised and comprehensive health screenings for customers of designated saving plan, who can also receive up to a 2-month refund on their first-year premium.
  • Designated Medical Protection Upgraded9 : From now until 31 January 2025, customers of designated medical insurance plans can enjoy upgraded protection through pre-approval of in-patient admission / treatment at the four Top-Grade public hospitals and healthcare services centres under GBAH. The enhanced services include: (1) removal of the out-patient limit per visit for Chinese medicine treatment after discharge from hospital/day surgery; (2) double cash allowance for designated outpatient clinics/day surgeries, and (3) waiver of co-insurance for prescribed diagnostic imaging tests.

Notes:

  1. Total Premiums Paid is defined as the total amount of premium(s) due and paid for the basic plan of the Policy or Split Policy (if created pursuant to the Policy Split Option provision) and after Large Size Discount (if applicable) but before any other premium discount (if any); pro-rated by the ratio of remaining Units after partial surrender to the Units at Policy issuance; if the Policy is partially surrendered, the Total Premiums Paid will be proportionately reduced.
  2. The Total Policy Value can reach 150%, 200%, over 350% of the Total Premiums Paid at the end of the 10th, 15th and 25th policy anniversary respectively / Guaranteed Breakeven Period as short as 6 years / Projected Breakeven Period as short as 4 years and Guaranteed Cash Value upon policy issuance up to 80% of the Total Premiums Paid are only applicable to policy(ies) with a single premium of US$300,000 or above (before Large Size Discount and any other premium discounts (if any)). Guaranteed/Projected Breakeven Period refers to the policy year which the Guaranteed/Projected Cash Value of the policy is equal to or greater than the Total Premiums Paid for the first time by the end of such policy year, assume that no withdrawal is made, the policy is not fully surrendered, no other policy option is exercised, and there is no claim and no indebtedness.
  3. You can apply changes between Automatic Lock In Option / Manual Lock In Option for unlimited times before exercising the Terminal Dividend Lock In Options. Once the option has been exercised, no change can be made. The actual amount of converted terminal dividend through Manual Lock In Option will be determined after the application is approved. The amount may be lesser or higher than the amount shown at the time when you submit your application. After the conversion of terminal dividend, your future terminal dividend will be reduced accordingly. All terminal dividends not yet be converted can be higher or lower or reduced to zero. While the Automatic Lock In Option is in force, the option will be immediately suspended upon partial surrender, and you have to submit a request to resume Automatic Lock In Option. Please refer to the Policy Provisions for details of Terminal Dividend Lock In Options.
  4. Total Policy Value refers to the aggregate of guaranteed cash value and non-guaranteed accumulated annual dividends and Interest (if any) and non-guaranteed terminal dividends (if any).
  5. Changing the Insured is subject to the prevailing administrative rules and designated requirements. The Unit, total amount of Cash Value (including guaranteed and non-guaranteed), Policy Date and Policy Year will remain unchanged on the Insured-Change Effective Date while the Plan End Date of the basic plan of the Policy will be adjusted to the date of Policy Anniversary on the 128th birthday of the Changed New Insured or following the 128th birthday of the Changed New Insured (whichever is applicable). The Changed New Insured must be aged 65 years of age (last birthday) or below and must not be older than the initial Insured by 10 years. The change of Insured must be endorsed by the Owner, proposed new Insured and Assignee (if any). Both the new Insured and the current Insured must be alive and the Policy is in force at the time the Insured is changed and provided with satisfactory proof of evidence of insurability for the proposed new Insured. We shall cease to provide any coverage for the initial Insured or the prior Insured on our record (when applicable and as the case may be) as from the Insured-Change Effective Date. Please refer to the Policy Provisions for details of Change of Insured Option.
  6. Upon the death of the Insured, if the Owner (still alive) and the Insured are different persons, the Beneficiary will become the Continued New Insured. Upon the death of the Insured, if the Owner died at the same time or the Owner and the Insured are the same person, the Beneficiary will become the new Owner and Continued New Insured of the Policy, subject to the prevailing administrative rules of the Company. After this option has been exercised, all Units, Total Premiums Paid, Guaranteed Cash Value, accumulated annual dividends and interest (if any), terminal dividend (if any), Policy Date and Policy Years will remain unchanged on the Policy Continuation Effective Date. Plan End Date of the basic plan of the Policy will be adjusted to the date of Policy Anniversary on the 128th birthday of the Continued New Insured or following the 128th birthday of the Continued New Insured (whichever is applicable). The surrender payment may be equal to or lower than Death Benefit before this option has been exercised. If the Death Benefit Settlement Option has already been selected, you shall cancel the Death Benefit Settlement Option arrangement before your submission of any written request for the Policy Continuation Option. Please refer to the Policy Provisions for details of Policy Continuation Option.
  7. Only applicable to policy(ies) with a single premium of US$100,000 or above (before the Large Size Discount and any other premium discounts (if any)), assume that the policy was not fully surrendered, no other policy option was exercised and there is no claim or indebtedness. Cash withdrawal is achieved by first withdrawing the accumulated annual dividends and interest (if any), and then withdrawing the guaranteed cash value and terminal dividends (if any) by means of reduction of the units of the policy. Cash withdrawal will result in adjustments and decreases in the subsequent guaranteed cash value, non-guaranteed annual dividends, non-guaranteed terminal dividends and total death benefit. Cash withdrawal is subject to the Company’s minimum unit amount requirement. If a cash withdrawal would reduce the units of the policy to be less than the minimum unit amount requirement, no cash withdrawal is allowed. The example is calculated based on the Company’s current projected dividend rate and accumulated annual dividend interest rate and are not guaranteed, therefore the illustrated withdrawal amount might not be sustainable. If there are any changes of the policy dividend declaration or accumulated interest rate in future, the Units may reduce earlier or later in order to withdraw the stated amount above.
  8. Net Premium refers to the single premium after applying the Large Size Discount and the 5% Single Premium Discount.
  9. Subject to terms and conditions, please contact CTF Life for more details.

Important Notice:

  • The information contained in this press release is intended as a general summary of information for reference only. For details, please refer to relevant product brochures, promotion flyers and policy documents. Please refer to the policy contract for details of the full terms and conditions of the Prime Treasure Savings Insurance Plan.
  • This press release does not contain the full provisions of Prime Treasure Savings Insurance Plan; the full terms can be found in the Policy documents. The Prime Treasure Savings Insurance Plan may serve as standalone plan without bundling with other type(s) of insurance products. Please refer to the main product brochure and policy terms and conditions, as well as the explanatory documents provided by your licensed insurance intermediary, to fully understand the details and complete terms and conditions regarding the mentioned definitions, fees, product features, exclusions, and compensation payment conditions related to the Prime Treasure Savings Insurance Plan.
  • Please click this link: https://www.ctflife.com.hk/pdf/en/prime-treasure-savings-insurance-plan-brochure.pdf for the product brochure of Prime Treasure Savings Insurance Plan.
  • For further details, please contact CTF Life’s Customer Service Hotline on +852 2866 8898.
  • This press release is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation to buy or provision of any of our products outside Hong Kong. Chow Tai Fook Life Insurance Company Limited hereby declares that it has no intention to offer to sell, to solicit to buy or to provide any of its products in any jurisdiction other than Hong Kong in which such offer to sell or solicitation to buy or provision of any product of Chow Tai Fook Life Insurance Company Limited is illegal under the laws of that jurisdiction.

Hashtag: #CTFLifeInsurance

The issuer is solely responsible for the content of this announcement.

About Chow Tai Fook Life Insurance Company Limited

Chow Tai Fook Life Insurance Company Limited (“CTF Life”) is proud of its rich, nearly 40-year legacy in Hong Kong. CTF Life is a wholly-owned subsidiary of NWS Holdings Limited (Hong Kong Stock Code: 659) and one of the most well-established life insurance companies in Hong Kong. As a member of Chow Tai Fook Enterprises Limited, CTF Life consistently strengthens its collaboration with the diverse conglomerate of the Cheng family (“Chow Tai Fook Group” or “the Group”) to support customers and their loved ones in navigating life’s journey with personalised planning solutions, lifelong protection and diverse lifestyle experiences. By leveraging the Group’s robust financial strength and strategic investments across the globe, CTF Life aspires to become a leading insurance company in the Greater Bay Area while continuously creating value beyond insurance.

Laos Unveils Electronic Certificate of Origin Issuing System to Boost Trade

Laos Unveils Electronic Certificate of Origin Issuing System to Boost Trade
A group photo consisting a Lao official (left), Deputy Minister of Industry and Commerce Manothong Vongsay (center) and United States Ambassador to Laos Heather Variava (right) (photo supplied)

The Ministry of Industry and Commerce (MOIC) of Laos, with support from the United States Agency for International Development (USAID), has launched an enhanced Electronic Certificate of Origin (e-CO) Issuing System.

13 years, 13 trading tips: sharing Octa’s experience. Part 2


KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 1 August 2024 – To celebrate Octa’s 13th birthday, the broker’s experts share 13 time-tested trading tips, each rooted in extensive research of traders’ real-life experiences. These 13 recommendations are divided into three articles covering five general approaches, five specific skills, and three authentic stories of successful Forex traders. Below is the second article in the series, showcasing five specific skill sets that will positively impact the results and speed up towards consistent gains.

Octa

According to the experts at Octa, a broker with globally recognised licences, trading in the financial markets is a skill-based activity that rewards a systematic approach and deliberate acquisition of knowledge. This is especially true for the Forex market with its high liquidity and numerous factors impacting price fluctuations. Below are five specific skill sets that will help trader better understand the mechanics of the trading process and step up the results.

1. Fundamental analysis
There are two generic types of analysis in trading: fundamental and technical. These terms may look daunting to a non-specialist, but the gist of it is simple. Understanding both types of analysis is instrumental in successfully navigating the practical aspects of trading. This knowledge is a launchpad for future gains.

In the case of fundamental analysis, traders evaluate an asset’s value by examining related economic, financial, and regulatory factors such as GDP growth, interest rates, inflation, and unemployment rates. Fundamental analysis aims to understand the underlying forces driving market prices, providing a long-term perspective that helps make informed trading choices.

In Forex, the number of contributing factors for each currency pair is limited. Because of that, any trader can learn and use fundamental analysis to their advantage by learning the ins and outs of fundamental analysis and applying it in their trading sessions.

2. Technical analysis
Technical analysis involves examining historical price movements and trading volumes to forecast future market behaviour. Seasoned traders use charts and statistical indicators to identify patterns and trends and use this information to predict future price movements.

This method assumes that all relevant information is already reflected in the price and that past trading activity can predict future movements. By analysing price action and market psychology, technical analysts aim to make informed decisions on entry and exit points, enhancing their trading strategies with insights derived from market behaviour and historical data.

In Forex trading, the number of potentially applicable indicators and patterns is quite large, and integrating the ones relevant to the traders in their strategy may be challenging for emerging traders. To help them, Octa has recently introduced a dedicated analytical toolkit embedded into its trading platform, OctaTrader. This feed of actionable expert insights can be tailored to the trader’s needs. OctaTrader now has an analytics hub that consistently supports the decision-making process and helps traders save time on research while making data-driven decisions.

3. Portfolio diversification
In trading, traders need to be flexible and adaptable. Fine-tuning strategies as you go, putting the less successful assets on hold, and doubling down on those that brought profit will help stay afloat regardless of market conditions. The first step to achieving this consistent and fluid state is to diversify the asset portfolio.

Portfolio diversification allows traders to mitigate risk and enhance potential returns. By holding a mix of currencies, commodities, or other tradable instruments, traders can reduce the impact of adverse movements in any single asset or economic region, capitalising on market movements and opportunities.

Octa

4. Security
With scams and financial fraud rising worldwide, traders should take a proactive stance towards securing their funds. Instead of trusting online gurus and murky promotions advertised through unverified second-party channels, the experts at Octa recommend choosing a financial broker with extensive experience and global presence.

A long and successful track record allows brokers to develop expertise in securing the clients’ funds and personal data. Among other qualities, a trustworthy broker should provide its clients with segregated accounts—in other words, not to use its clients’ capital for operational purposes. Account segregation prevents any financial malpractices on the broker’s side and empowers traders by freeing them from any concerns regarding the safety of their personal information and capital.

Other crucial qualities of a reliable broker include transparent trading conditions and responsive and competent customer service. Both are extremely important in delivering a stress-free trading environment where traders can thrive and make progress towards their financial goals.

5. Strategy
Octa has interviewed some of its clients who started strong in Forex trading and are well on their way to their long-term financial goals. Most of them list a sound strategy as a primary driver of their success. In Forex, strategy—not luck—is the magical ingredient that turns trading into a consistent source of supplementary income that many successful traders use to cover their day-to-day needs. If traders rely on intuition alone, they won’t be able to take stock of your outcomes and devise the measures required for improvement. Strategy makes trading comprehensible and gives control over decisions.

Strategising in trading includes choosing a time frame that suits temperament, picking assets that match the financial goals, and developing a set of criteria traders will use for opening and closing orders. Of course, when it comes to details, things are not quite as easy as that. Still, the generic benefits of strategising are undeniable: it allows traders to turn chaos into order and start paving the way to success.

The next article will conclude the series with three real-life examples of traders successfully putting our 13 tips into practice. Three of Octa’s clients will talk about their trading journeys. Read the third article to peek into three successful traders’ mindsets.
Hashtag: #Octa

The issuer is solely responsible for the content of this announcement.

Octa

is an international broker that has been providing online trading services worldwide since 2011. It offers commission-free access to financial markets and various services used by clients from 180 countries who have opened more than 52 million trading accounts. To help its clients reach their investment goals, Octa offers free educational webinars, articles, and analytical tools.

The company is involved in a comprehensive network of charitable and humanitarian initiatives, including the improvement of educational infrastructure and short-notice relief projects supporting local communities.

In the APAC region, Octa received the ‘Best Trading Platform Malaysia 2024’ and the ‘Most Reliable Broker Asia 2023’ awards from Brands and Business Magazine and International Global Forex Awards, respectively.

HONOR 200 Series Launches in Singapore, Prices Start from S$599

Pre-order from 1st – 7th August 2024, and enjoy a $50 instant rebate on every order, plus free gifts valued up to $329!


SINGAPORE – Media OutReach Newswire – 31 July 2024 – Global technology brand HONOR today announced the launch of the new HONOR 200 Series in Singapore. This premium flagship lineup consisting of the HONOR 200 Pro and standard versions, delivers exceptional performance and unparalleled portrait photography experience.

With an unwavering commitment to innovation and unlocking new possibilities in smartphone photography, the HONOR 200 Series product team has collaborated with Studio Harcourt, a legendary Parisian portrait photography house, to co-engineer the HONOR AI Portrait Engine. By combining Studio Harcourt’s expertise and HONOR’s cutting-edge platform-level AI capabilities, the HONOR 200 Pro enables users to unlock studio-level portrait photography on smartphones. Featuring AI-powered portrait capabilities, immersive displays, and robust hardware performance, the HONOR 200 Series is set to revolutionise users’ future lifestyle.

Ms Jessie Sng, Senior Vice President of the Personal Communications Solutions Services Division at TeleChoice International Limited, said, “Our latest flagship lineup, the HONOR 200 Series continues to push boundaries, embodying cutting-edge smartphone innovation in portrait photography and setting new benchmarks in mobile imaging with our AI-powered technology.

“Our groundbreaking HONOR AI Portrait Engine, developed in collaboration with Studio Harcourt, enhances your photos to unprecedented levels, meeting Singaporeans’ exacting standards for precision and perfection. In a world where visual impact is everything, we are thrilled to empower users with with the ability to effortlessly capture stunning, studio-quality portraits—transforming your moments into unforgettable impressions.”

Unlocking the Mastery of Studio Harcourt Portrait Photography on Smartphones
Recognizing the most important tools in portrait photography are light and shadow, and the HONOR 200 Pro has been equipped with advanced hardware and meticulously co-engineered AI-powered software that recognises even the most subtle nuances of lighting.

The HONOR 200 Pro features a 50MP Portrait Main Camera with a Super Dynamic H9000 Sensor, enabling users to capture compelling images with the perfect balance of light and shadows in even challenging lighting scenarios. With support for 4-in-1 pixel binning technology with a pixel size of 2.4μm, users can capture intricate details in their images even in low light scenarios. Additionally, the HONOR 200 Pro features a 50MP Portrait Telephoto Camera, and a customized telephoto sensor from Sony, the HONOR 200 Pro provides better light sensing capabilities, ensuring clear and faithful captures of distant objects with exceptional details.

The HONOR 200 Pro takes portrait photography to new heights with the powerful AI-enhanced HONOR AI Portrait Engine. With a rich history of photographing legends from Roger Federer to the esteemed Queen Rania of Jordan, Studio Harcourt is synonymous with timeless portraits that showcase a symphony of visual storytelling through the skillful use of light and shadows. In collaboration with Studio Harcourt, the HONOR AI Portrait Engine distilled Studio Harcourt’s craftsmanship and understanding of shadow and light expression, empowering users to capture unique, distinctive portraits on their smartphones effortlessly.

The mutual ideation process involved an extensive exploration by more than 20 Studio Harcourt and HONOR imaging experts over 400 days. The team analyzed over 1,000 scenarios and millions of datasets, ensuring Studio Harcourt’s classic essence can be captured on smartphones. In addition, the triple 50MP Portrait Camera incorporates an upgraded HONOR RAW Domain Algorithm, producing well-balanced portraits that manage exposure in bright areas while preserving intricate details in darker lighting scenarios.

Innovative Eye Comfort Display for Extended Immersion
Adhering to its commitment to human-centric innovations, the HONOR 200 Pro features 3840Hz Risk-free Dimming[1], as verified by the TÜV Rheinland Flicker Free Display Certification and the TÜV Rheinland Full Care Display Certification. To ensure extended eye comfort, the HONOR 200 Series also features Natural Tone 2.0, which optimizes the display color temperature gradient based on ambient light, and an AI Circadian Night Display that leverages AI to intelligently adjust the color temperature of the screen to regulate blue light and transition to a melatonin boosting setting at night to improve sleep quality based on users’ sleep cycle. Furthermore, the HONOR 200 Series supports Adaptive Dimming, which adjusts screen brightness based on external light input and the application use, ensuring a more comfortable viewing experience. With the 1.5K Quad-curved Floating Display[2] and a peak HDR brightness of 4000 nits[3], the HONOR 200 Series allows users to enjoy excellent visibility even in the most challenging scenarios such as direct sunlight.

Enhanced Hardware Performance for Seamless Connectivity
The HONOR 200 Pro is packed with a large 5200mAh[4] Silicon-carbon battery that enables up to 61 hours[5] of continuous music streaming on a single charge. To maximize user productivity, the HONOR 200 Pro features powerful supercharge capabilities. With lightning-fast 100W Wired HONOR SuperCharge[6] and 66W Wireless HONOR SuperCharge[7], users can charge their device fully in only 41 minutes[8], making it the ideal device for busy users who are always on the go. The HONOR 200 Pro also provides an impressive 12GB memory and large 512GB storage drive, which allows users to store and access their data without limitations, guaranteeing a seamless and hassle-free experience.

Equipped with the robust Snapdragon 8s Gen 3 Mobile Platform, the HONOR 200 Pro achieves a CPU clock speed of up to 3GHz, guaranteeing seamless graphics rendering and real-time responsiveness. Featuring MagicOS 8.0, the HONOR 200 Pro offers an intelligent user experience enriched with a range of AI-powered smart functionalities. MagicOS 8.0 also offers flagship features such as Magic Portal, Magic Capsule and Magic Ring on the HONOR 200 Pro that streamline user digital interactions.

Pricing and Promotion
The HONOR 200 Pro, priced at S$799, comes in Moonlight White and Ocean Cyan, while the HONOR 200, available in Moonlight White and Black, comes in two variants: 256GB for S$599 and 512GB for S$669.
Pre-Order Special: 1 – 7 August 2024
Pre-order the HONOR 200 series between 1-7 August 2024 and get S$50 instant rebate each order! Plus, enjoy a free HONOR SuperCharge Wireless Charger Stand and a 365-day Front & Back Crack Replacement (worth S$329) with the HONOR 200 Pro, or a free HONOR Earbuds X6 and a 365-day Front & Back Crack Replacement (worth S$299) with the HONOR 200. Don’t miss this chance—promotion is valid only during the pre-order period and while stocks last!
Official Sale: 8 August 2024
Beginning 8 August 2024, receive a 365-day Front & Back Crack Replacement with every purchase of the HONOR 200 series (worth S$229). This offer is for a limited time only and while stocks last!
Where to Buy
Pre-order and official sale are available at Authorized HONOR Retailers, Best Denki, Challenger, Courts, Harvey Norman, and Gain City. You can also shop online at:
HONOR Official Store (Lazada) https://www.lazada.sg/shop/honor-singapore
HONOR Official Store (Shopee) https://shopee.sg/honorsg
HONOR Official Store (TikTok) https://www.tiktok.com/@honorsingapore
For more information, please visit HONOR online at https://www.hihonor.com/sg.
https://www.facebook.com/HONORSingapore
https://www.instagram.com/honor_singapore
https://www.youtube.com/@HONORSingapore

Footnotes

[1] The 3840Hz ultra-high frequency PWM dimming technology is TÜV Rheinland Flicker-free certified and achieves the risk-free dimming level. The testing standard for the TÜV Rheinland Flicker-free certification follows the correlation between the flicker risk level and the flicker frequency in the IEEE Std 1789-2015 standard, which defines the flicker-free level as when the dimming frequency is higher than 3125Hz. The phone is not medical equipment and is not available for treatment.
[2] Data from HONOR labs. With rounded corners design applying on the display, the diagonal length of screen is 6.78 inches, when measured according to the standard rectangle (the actual viewable area is slightly smaller).
[3] The brightness data comes from HONOR labs and only takes effect when the corresponding video source is full-screen.
[4] The typical battery capacity is 5200mAh, and the rated battery capacity is 5100mAh. The data comes from the HONOR labs.
[5] Data from HONOR labs
[6] 100W HONOR SuperCharge means the maximum output power of the charger is 100W. The actual charging power may vary depending on individual differences, user habits, and environmental factors. Please refer to the actual scenario.
[7] Need to purchase HONOR super fast charging wireless charger with a charging specification of not less than 66W. The actual charging power may vary depending on individual differences, user habits and environmental factors. Please refer to the actual scenario.
[8] Data from HONOR labs.

Hashtag: #HONOR

The issuer is solely responsible for the content of this announcement.

Arlo Introduces Multiple Login Feature for Enhanced Home Monitoring

Arlo’s new multiple login feature ensures that that the whole family can have eyes on their home and loved ones.


SINGAPORE – Media OutReach Newswire – 1 August 2024 – Arlo Technologies, Inc., a leading smart home security brand, today announces the launch of its new Multiple Login feature. This innovative enhancement allows Arlo users to securely access their accounts from multiple devices simultaneously, providing uninterrupted monitoring of their homes and loved ones.

Traditionally, logging into an Arlo account from another device would automatically sign out any previously logged-in devices. With the new Multiple Login feature, users can now maintain active sessions across various devices, ensuring continuous surveillance without interruption.

For more information on the full range of Arlo smart home security products and services, visit www.arlo.com.

Hashtag: #arlo

The issuer is solely responsible for the content of this announcement.

About Arlo Technologies, Inc.

Arlo is an award-winning, industry leader that is transforming the ways in which people can protect everything that matters to them with advanced home, business, and personal security solutions. Arlo’s deep expertise in AI- and CV-powered analytics, cloud services, user experience and product design, and innovative wireless and RF connectivity enables the delivery of a seamless, smart security experience for Arlo users that is easy to set up and interact with every day. Arlo’s cloud-based platform provides users with visibility, insight, and a powerful means to help protect and connect in real-time with the people and things that matter most, from any location with a Wi-Fi or a cellular connection. To date, Arlo has launched several categories of award-winning connected devices, software, and services. These include wire-free, smart Wi-Fi and LTE-enabled security cameras, video doorbells, floodlights, security system, and Arlo’s subscription services: Arlo Secure and Arlo Safe.

With a mission to bring users peace of mind, Arlo is as passionate about protecting user privacy as it is about safeguarding homes and families. Arlo is committed to implementing industry standards for data protection designed to keep users’ personal information private and in their control. Arlo does not monetise personal data, provides enhanced controls for user data, supports privacy legislation, keeps user data safely secure, and puts security at the forefront of company culture.

Raffles Family Office Appoints Family Governance Expert Dr. Niti Nerngchamnong to Advisory Board


BANGKOK, THAILAND – Media OutReach Newswire – 1 August 2024 – Family Office (“RFO”), Asia’s leading family office, today announced the appointment of Dr. Niti Nerngchamnong as a Board Advisor. Dr. Niti will offer strategic counsel in areas such as family governance and succession planning to RFO’s clients.

Dr. Niti brings over 20 years of legal and business expertise experience. He currently serves as the Managing Partner of NITI Law Office Co., Ltd. & NITI ACADEMY Bangkok. Dr. Niti also holds several prominent board and advisory positions, including Director of the International Affairs Committee at the Lawyers Council of Thailand under the Royal Patronage, and Independent Director and Audit Committee and Chairman of Risk Committees for multiple public companies. Dr. Niti is also on the Panel of Arbitrators and Panel of Mediators of the Thailand Arbitration Center (THAC).

Mr. Chi Man Kwan, Group CEO and Co-founder of Raffles Family Office, said, “We are honored to welcome Dr. Niti Nerngchamnong as a Board Advisor. The right family governance structure is often overlooked or underutilized for wealth planning.

Dr. Niti’s comprehensive legal knowledge, particularly his expertise in family law and setting up family constitutions, will be invaluable in helping our clients establish effective family governance and legacy planning. His expertise and vast network across Southeast Asia will augment our ability to provide excellent counsel to our clients.”

According to The Asia-Pacific Family Office Report 2023 by RFO and Campden Wealth, merely 11% Asia-Pacific family offices have a formal, written plan that is legally enforceable. In contrast, a significant generational shift in control is on the horizon, with a substantial 71% anticipating a generational shift over ten years.

Kwan continued, “Our clients’ needs for a proper wealth succession plan in place, among others, are greater than ever these days. We look forward to working together with Dr. Niti to address these pressing needs of our clients’, and continue to offer holistic solutions that support our clients’ goals of wealth preservation and growth.”

Dr. Niti Nerngchamnong said, “I am excited to join Raffles Family Office as a Board Advisor with a focus on Thailand nexus families. RFO is at the forefront of providing trusted investment and family office solutions, I look forward to contributing to helping our clients preserve, protect, and grow their wealth across generations.”

Dr. Niti holds a Doctor of Laws (LL.D.) from Sripatum University, a Master of Laws (LL.M.) from Assumption University, and a Bachelor of Laws (LL.B.) with Academic Excellence from Assumption University. He has also completed executive education programs at Harvard Law School, University of Cambridge Judge Business School, and the Thai Institute of Directors. Dr. Niti was admitted to the Lawyer License by Lawyers Council Under the Royal Patronage.
Hashtag: #RafflesFamilyOffice #RFO

The issuer is solely responsible for the content of this announcement.

Raffles Family Office

Raffles Family Office (RFO) is Asia’s leading commercial multi-family office, dedicated to providing a comprehensive suite of wealth management services tailored for ultra-high net worth individuals and families. Leveraging an integrated platform that pairs independence with expert advisory across a wide spectrum of asset classes, RFO is uniquely positioned to offer bespoke, sustainable, and robust solutions for wealth growth and preservation. Further strengthening our offering is an extensive global partnership network, engineered for seamless collaboration with top-tier financial institutions worldwide. With dual headquarters in Hong Kong and Singapore, RFO’s presence spans across Asia’s gateway cities, including Shanghai, Beijing, Taipei and Bangkok. For additional information, visit .

Raffles Family Office Appoints Family Governance Expert Dr. Niti Nerngchamnong to Advisory Board


BANGKOK, THAILAND – Media OutReach Newswire – 1 August 2024 – Family Office (“RFO”), Asia’s leading family office, today announced the appointment of Dr. Niti Nerngchamnong as a Board Advisor. Dr. Niti will offer strategic counsel in areas such as family governance and succession planning to RFO’s clients.

Dr. Niti brings over 20 years of legal and business expertise experience. He currently serves as the Managing Partner of NITI Law Office Co., Ltd. & NITI ACADEMY Bangkok. Dr. Niti also holds several prominent board and advisory positions, including Director of the International Affairs Committee at the Lawyers Council of Thailand under the Royal Patronage, and Independent Director and Audit Committee and Chairman of Risk Committees for multiple public companies. Dr. Niti is also on the Panel of Arbitrators and Panel of Mediators of the Thailand Arbitration Center (THAC).

Mr. Chi Man Kwan, Group CEO and Co-founder of Raffles Family Office, said, “We are honored to welcome Dr. Niti Nerngchamnong as a Board Advisor. The right family governance structure is often overlooked or underutilized for wealth planning.

Dr. Niti’s comprehensive legal knowledge, particularly his expertise in family law and setting up family constitutions, will be invaluable in helping our clients establish effective family governance and legacy planning. His expertise and vast network across Southeast Asia will augment our ability to provide excellent counsel to our clients.”

According to The Asia-Pacific Family Office Report 2023 by RFO and Campden Wealth, merely 11% Asia-Pacific family offices have a formal, written plan that is legally enforceable. In contrast, a significant generational shift in control is on the horizon, with a substantial 71% anticipating a generational shift over ten years.

Kwan continued, “Our clients’ needs for a proper wealth succession plan in place, among others, are greater than ever these days. We look forward to working together with Dr. Niti to address these pressing needs of our clients’, and continue to offer holistic solutions that support our clients’ goals of wealth preservation and growth.”

Dr. Niti Nerngchamnong said, “I am excited to join Raffles Family Office as a Board Advisor with a focus on Thailand nexus families. RFO is at the forefront of providing trusted investment and family office solutions, I look forward to contributing to helping our clients preserve, protect, and grow their wealth across generations.”

Dr. Niti holds a Doctor of Laws (LL.D.) from Sripatum University, a Master of Laws (LL.M.) from Assumption University, and a Bachelor of Laws (LL.B.) with Academic Excellence from Assumption University. He has also completed executive education programs at Harvard Law School, University of Cambridge Judge Business School, and the Thai Institute of Directors. Dr. Niti was admitted to the Lawyer License by Lawyers Council Under the Royal Patronage.
Hashtag: #RafflesFamilyOffice #RFO

The issuer is solely responsible for the content of this announcement.

Raffles Family Office

Raffles Family Office (RFO) is Asia’s leading commercial multi-family office, dedicated to providing a comprehensive suite of wealth management services tailored for ultra-high net worth individuals and families. Leveraging an integrated platform that pairs independence with expert advisory across a wide spectrum of asset classes, RFO is uniquely positioned to offer bespoke, sustainable, and robust solutions for wealth growth and preservation. Further strengthening our offering is an extensive global partnership network, engineered for seamless collaboration with top-tier financial institutions worldwide. With dual headquarters in Hong Kong and Singapore, RFO’s presence spans across Asia’s gateway cities, including Shanghai, Beijing, Taipei and Bangkok. For additional information, visit .

New Study by GBG and Chartis Research Reveals Rising Fraud Threats in Asia’s Financial Sector and the Push for Advanced Technology Solutions

The report surveyed 114 senior fraud professionals in Asia to uncover fraud trends, challenges, and prevention measures by financial institutions


SINGAPORE – Media OutReach Newswire – 1 August 2024 – GBG, the leading expert in global identity and location, in collaboration with Chartis Research, revealed that 8 in 10 Asian financial institutions and banks are facing significant challenges related to digital fraud detection, but are actively investing in technology and user experience to mitigate the risks and uphold customer confidence. The key findings are part of their latest report, Building Trust in Digital Channels: A Study of Banking and Finance in Asia, that examines the challenges and advancements in fraud detection and prevention amidst record digital adoption rates in the region.

Rising fraud complexity and frequency

There is a concerning trend in the increasing complexity and frequency of fraud incidents, with almost 90% of respondents seeing the evolving tactics and sophistication as the biggest challenge to fraud detection. Notably, scams and phishing attacks saw the most significant spikes, with 59% and 57% of respondents reporting an increase in these two typologies, respectively. Synthetic ID-based fraud has also come to the fore in recent times – a traditionally North American phenomenon – it has become more prevalent in Asia as fraud becomes more commoditised, with 58% reporting a rise in such cases.

Balancing security with customer trust as digital adoption rises

A striking 97% of respondents acknowledge the difficulty in maintaining a balance between security and customer experience, with a notable 79% considering it a substantial hurdle. This reflects the rapid push for digital adoption throughout Asia where real-time payments are now a mainstay, which naturally increases the vulnerabilities to fraud for both the financial institution and its clients. It is therefore imperative that these organisations ensure robust security measures are in place while providing a more assured customer experience, in order to maintain customer trust.

Legacy systems disrupt accurate fraud detection, but most organisations possess platforms to consolidate fraud into a single platform

Accurately detecting newer, more complex fraud typologies will require a multi-layered approach that integrates the traditional anomaly detection techniques with more advanced approaches such as neural networks. However, the presence of legacy systems and technology makes it harder to ingest and use additional data in existing fraud practices, with 64% citing this as a key reason for high false positive rates. This issue is exacerbated by the fact that organisations are already plagued by poor data – a sentiment shared by more than half of the respondents (52%).

Encouragingly, organisations are proactively addressing this issue, with 88% of respondents already possessing a single, consolidated platform that enables data interchange and sharing, to ultimately reduce their risk exposure to potential fraud and financial crimes.

Proactive technological investments are a priority

Banks and financial institutions in Asia have traditionally focused on recruiting staff to plug gaps in fraud detection. However, the study found that these organisations will intensify their investments in machine learning (ML) and artificial intelligence (AI) in the coming years (16% in 2023-24 to 68% in 2025-26), indicating a move away from traditional anomaly detection towards automated capabilities that can handle more complex tasks. This shift aims to reduce the burden on staff and high organisational costs, while improving fraud detection efficiency.

On the report, Bernardi Susastyo, General Manager, Asia & Fraud APAC, GBG, said, “Our collaboration with Chartis sheds light on the pressing challenges faced by the banking and finance sector in Asia, emphasising the imperative for seamless customer onboarding and robust fraud prevention measures. As the ever-evolving fraud threats loom large, it is encouraging to see more of these institutions adopt a proactive security posture through emerging technologies.”

GBG is committed to revolutionising digital enterprise fraud risk solutions and combating fraud for organisations regionally and globally, empowering them to thrive in the digital age while safeguarding against financial crime,” he added.

For more findings, and to download the full study, please visit: https://hubs.ly/Q02HmC3b0
Hashtag: #GBG #Chartis


The issuer is solely responsible for the content of this announcement.

About GBG

GBG is the leading expert in global identity and location. In an increasingly digital world, GBG helps businesses grow by giving them intelligence to make the best decisions about their customers, when it matters most.

Every second, our global data, agile technology, and expert teams, power over 20,000 of the world’s best-known organisations to reach and trust their customers.

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