Recognition of original inception date of existing policy and simplified underwriting questionnaire make it simple and easier for Shield policyholders to switch plans

SINGAPORE – Media OutReach – 11 September 2023 – Policyholders of Shield Plans^[1] can now switch more easily from their existing plans with other insurers to Prudential Singapore’s (“Prudential”) PRUShield^[2] policies and supplementary plans (riders), through PRUShield EasySwitch (“EasySwitch”).

From 1 September 2023 to 31 December 2023, eligible individuals^[3] will only need to answer three health questions instead of undergoing the underwriting process from scratch and completing the full health questionnaire.

If their application is accepted, the inception date of their existing Shield policy will be recognised for their new PRUShield policy. This means that Prudential will take into consideration the date of inception of the Shield policy with the existing insurer as the policy inception date with Prudential, and all benefits and the claims assessment process will also apply accordingly. It also means that for conditions where waiting periods are usually applicable, such waiting periods will now be waived, subject to the duration of the previous policy.^[4]

There are about 71 per cent (2.9 million lives)^[5] of Singapore residents who are protected by Integrated Shield Plans (IPs) which provide coverage on top of MediShield Life.

Mr Ben Tan, Chief Corporate Development Officer of Prudential Singapore, said: “We introduced PRUShield EasySwitch to make it simple and more convenient for Shield policyholders who want to switch their plans to Prudential. Individuals may wish to do so for reasons such as consolidating their policies under one insurer for convenience or enjoying better benefits. Some people hesitate to switch as they worry about undergoing the full underwriting process again, and others may also find porting their Shield policies to a new insurer to be a complex and time-consuming process. With EasySwitch, they have more peace of mind.”

Additional information
Eligible customers are Singaporeans and Permanent Residents or foreign residents who are:

• 50 years old or below

• with an existing in-force Shield Plan^[6] with any other Integrated Shield Plan (IP) insurer

• able to provide the Cover Start Date and the Certificate of Life Assurance for their existing in-force Shield Plan

• able to fulfil the three health questions

Eligible customers will need to switch their Shield Plans between 1 September 2023 and 31 December 2023, to enjoy the benefits provided through the PRUShield EasySwitch initiative.

For more information on the eligibility and about the PRUShield EasySwitch campaign, please visit PRUShield EasySwitch (please refer to PRUShield EasySwitch’s T&Cs under “Important Information”).

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^[1] This includes Integrated Shield Plan (IP) providing coverage to Singaporeans or Permanent Residents, and Shield Plan providing coverage to foreigners.
^[2] PRUShield is Prudential’s Medisave-approved IP which offers comprehensive medical coverage on top of MediShield Life, Singapore’s national health insurance scheme. For more information on PRUShield, please visit: https://www.prudential.com.sg/products/health-insurance/medical/prushield
^[3] Please refer to section on “Additional information” in this press release.
^[4] Customers are subjected to the following waiting period from inception date of the previous insurer’s policy: (1) PRUShield Plus and Premier policy holders: Serious pregnancy and delivery related complications – 10 months, Congenital Abnormalities for a female Life Assured’s biological child – 10 months, Congenital Abnormalities of the Life Assured (as charged) – 24 months, and Living organ donor transplant – 24 months. (2) PRUShield Standard policy holders: Serious pregnancy and delivery related complications – 10 months.
^[5] Source: https://www.lia.org.sg/media/3947/20230811_lia-1h2023-results_media-release.pdf
^[6] This includes Integrated Shield Plan (IP) providing coverage to Singaporeans or Permanent Residents, and Shield Plan providing coverage to foreigners.
Hashtag: #Prudential

https://sg.linkedin.com/company/prudential-assurance-company-singapore
https://www.facebook.com/PrudentialSingapore/
https://www.instagram.com/prudentialsingapore/?hl=en

The issuer is solely responsible for the content of this announcement.

About PRUShield

PRUShield is Prudential’s Medisave-approved IP which offers comprehensive medical coverage on top of MediShield Life, Singapore’s national health insurance scheme. It offers customers benefits such as minimised out-of-pocket expenses and comprehensive cancer treatment coverage, affordable plans tailored for different budgets, as well as value-added services to improve the overall hospitalisation experience. For more information, please visit: https://www.prudential.com.sg/prushield

About Prudential Assurance Company Singapore (Pte) Ltd (Prudential Singapore)

Prudential Assurance Company Singapore (Pte) Ltd is one of the top life insurance companies in Singapore, serving the financial and protection needs of the country’s citizens for 92 years. The company has an AA- Financial Strength Rating from leading credit rating agency Standard & Poor’s, with S$49.4 billion funds under management as at 31 December 2022. It delivers a suite of well-rounded product offerings in Protection, Savings and Investment through multiple distribution channels including a network of more than 5,000 financial consultants.

The Club Members can earn up to 9,000 Clubpoints through designated credit card application via specified website

HONG KONG SAR – Media OutReach – 11 September 2023 – HKT (SEHK: 6823) – HKT’s digital commerce platform The Club has announced the launch of its strategic partnership with Hong Kong financial comparison platform MoneyHero to provide The Club members with financial knowledge and information to enable their smarter selection of appropriate financial products alongside earning Clubpoints.

Through The Club’s platform, The Club Members can link to the MoneyHero website to access the latest financial product comparisons as well as information on offers provided by third parties. Through the MoneyHero App, MoneyHero will also provide users with free access to TransUnion (TU) credit reports so that the public can better understand the factors behind their credit scores and the ways to improve them.

During the promotion period, The Club Members who successfully apply for designated credit cards through the designated MoneyHero website and fulfill the spending requirements will stand a chance to get up to 9,000 Clubpoints from MoneyHero (equivalent to HK$1,800**), which can be used to redeem fabulous rewards* such as latest electronic products, home appliances, fine food and beverage, air tickets and hotels^, leisure activities and even different healthcare packages.

Monita Leung, CEO, Digital Ventures, HKT, said, “The Club is committed to the pursuit of different types of partnerships with a view to providing unique products and services to enrich our members’ digital experiences. On top of providing a platform for The Club Members to enjoy shopping, through our collaboration with MoneyHero, we are pleased to offer practical knowledge and drive awareness on financial management for The Club’s 3.78 million members. We will continue to explore more possibilities in this partnership to present our members with more unparalleled offerings.”

Shravan Thakur, Group Head of Commercial MoneyHero Group, said, “We endeavor to provide our users with information on the latest financing products while encouraging the public to better understand and manage their credit status so as to facilitate their selection of the most appropriate financial products, including credit cards, financing, mortgage, and beyond. Through the free, unique credit score checking service available on the MoneyHero App, we hope that The Club members can enhance their financial management skills to add value to their smart spending.”

The Club and MoneyHero will continue to launch more offers and promotional activities for members to earn more Clubpoints. For details, visit https://www.theclub.com.hk/en/campaigns/moneyhero-exciting-rewards.html.

Remarks:
**The value of Clubpoints (i.e. Basic Redemption Rate) is calculated based on the Clubpoint conversion ratio used under the “Spend Less with Clubpoint” function on the Club Shopping Platform (i.e. currently 5 Clubpoints to HK$1). 9,000 Clubpoints is equivalent to HK$1,800. The conversion rate can be changed from time to time without prior notice.

*The Club Members apply for the designated credit card(s) through the designated website (https://www.moneyhero.com.hk/zh/campaign/hkt-creditcard-page) of MoneyHero Global Limited (“MoneyHero”) during 31 Aug 2023 18:00 to 3 Oct 2023 18:00, and select the rewards after applying for the credit card(s). The rewards will be sent and provided by MoneyHero in the form of Clubpoints. If The Club Members intend to redeem the relevant designated rewards, they must go through the designated channel. Terms and conditions apply – please visit https://moneyhero.link/cc-hkt-tnc-listing.

To borrow or not to borrow? Borrow only if you can repay.

^ Air tickets and hotels are supplied by The Club Travel Services Limited (“Club Travel”) and is a licensed travel agent (license number 350873) and a member of HKT Group.

Images are for reference only. The quantity of each reward is limited, first come first served, while stocks last. Offers are subject to terms and conditions (please visit: https://www.theclub.com.hk/en/campaigns/moneyhero-exciting-rewards-terms-and-conditions.html ).

The above promotions and rewards are not provided by Club HKT Limited (“The Club”) and The Club will not make any representation or warranty of any kind (including but not limited to quality, availability and suitability) or be responsible for any matters relating to the above offers and their contents. These promotions do not constitute any invitation or inducement to make a deposit with The Club or any other person. Please contact MoneyHero for details.

Hashtag: #TheClub #MoneyHero #HKT

The issuer is solely responsible for the content of this announcement.

About HKT

HKT is a technology, media, and telecommunication leader with more than 150 years of history in Hong Kong. As the city’s true 5G provider, HKT connects businesses and people locally and globally. Our end-to-end enterprise solutions make us a market-leading digital transformation partner of choice for businesses; whereas our comprehensive mobile communication and smart living offerings enrich people’s lives and cater for their diverse needs for work, entertainment, education, well-being, and even a sustainable low-carbon lifestyle. Together with our digital ventures which support digital economy development and help connect Hong Kong to the world as an international financial centre, HKT endeavors to contribute to smart city development and help our community tech forward.

For more information, please visit www.hkt.com.
LinkedIn: linkedin.com/company/hkt

About The Club
The Club, an HKT Digital Ventures arm, is an integrated loyalty and digital commerce online platform. Its services include e-commerce, travel, insurance and charitable contributions. The Club members can earn Clubpoints on their spending at The Club, designated HKT services and merchant partners to redeem rewards and privileges. For more information about The Club, please visit www.theclub.com.hk or call The Club’s hotline at +852 183 3000.

About MoneyHero
MoneyHero, a digital personal finance platform in Hong Kong, compares different financial products on the local market and delivers professional financial analyses. It also brings its users a wide array of discounts and rewards to help them master their financial health, improve their financial literacy, and get the best financial products for their needs. The platform has gained immense support from Hongkongers, with 70% of the city’s working population visiting its site, which powers over 100,000 applications for financial products every month. The MoneyHero App, launched in 2023, allows users to check their credit score and get financial information at no cost so that they can make better financial decisions.

MoneyHero was founded in 2013. Its parent company MoneyHero Group (previously known as Hyphen Group or CompareAsiaGroup) is a leading fintech company that operates in 5 markets across Greater Southeast Asia, including Hong Kong, Malaysia, the Philippines, Singapore and Taiwan.

Issued by HKT Limited.
1O1O, csl., Netvigator, Now E, Tap & Go, Club Travel and The Club are service brands operated by different companies under HKT.
HKT Limited is a company incorporated in the Cayman Islands with limited liability.

KUALA LUMPUR, MALAYSIA – Media OutReach – 11 September 2023 – Kenanga Futures Sdn Bhd (“Kenanga Futures“) proudly announces its latest nationwide initiative, the “Grow Your Futures” Campaign. Geared towards building a smart derivatives trading community, this Campaign marks a stride forward in cultivating a network of savvy and well-informed traders. With a commitment to democratise access to the world of Futures, the Campaign which began on 4 September, is predicated on lowering barriers to entry through reduction in account opening fee (from RM3,000 to a nominal RM10), attractive prizes worth up to RM10,000, one-on-one coaching sessions, as well a commission-free trades.

“Our emphasis on inclusive retail participation underscores our Campaign’s commitment towards nurturing financial empowerment. It is an invitation to newcomers and novice Futures traders, providing them the opportunity to unlock the potential of this vehicle for portfolio diversification and risk management. It is a powerful avenue for hedging equity portfolios, as well as taking a position on the daily market fluctuations,” says Azila Abdul Aziz, Chief Executive Officer/Executive Director and Head of Listed Derivatives of Kenanga Futures.

“Our steadfast belief is rooted in the transformational power of knowledge, because we understand that informed traders make confident decisions. Equipping our clients with tools, resources and educational support necessary for their journey, has been a cornerstone of our approach at Kenanga Futures,” added Azila.

As part of this campaign, account opening fee is reduced to a nominal RM10 from the standard RM3,000. Participants who trade a minimum of 10 Bursa Malaysia Derivatives contracts stand a chance to win the grand prize of a Blueshark R1 Smart Electric Scooter valued at RM10,000. Complementing this reward, participants are also in the running to win other prizes, including the Ultra-Light Series 4 Electric Scooter worth RM1,200, and e-Touch n’Go credit worth RM500.

Taking this further, the first 50 participants who open a trading account with Kenanga Futures will benefit from a complimentary one-to-one coaching session, as well as 20 commission-free trades across any of the Bursa Malaysia Derivatives products highlighted below.

The 12 Bursa Malaysia Derivatives products covered by this Campaign range from Crude Palm Oil Futures (“FCPO“) and FBM KLCI Futures (“FKLI“) to Options on FKLI, Gold Futures, Mini FBM 70 Index Futures, Options on FCPO, KLIBOR Futures, USD Crude Palm Oil Futures, RBD Palm Olein, East Malaysia Crude Palm Oil Futures, and 5-Year MGS Futures.

The FTSE4Good Bursa Malaysia Index Futures is also part of the line-up – a unique offering that provides leveraged exposure to companies recognised for their Environmental, Social and Governance practices.

“We commend Kenanga Futures for their ‘Grow Your Futures’ Campaign’ that aligns with our shared vision of fostering informed trading and investment strategies. Such initiatives promote investor awareness and market engagement, which contribute positively to the market’s growth and dynamism,” said Mohd Saleem Kader Bakas, Director of Bursa Malaysia Derivatives.

Recent trends underscore an increasing appetite for derivatives trading, as evidenced by the total of 19.1 million contracts traded in the BMD market for 2022, surpassing the previous record of 18.4 million contracts in 2021 by 3.7%. This demonstrates the market’s dynamic nature and its potential for substantial gains. In line with this surging interest, the “Grow Your Futures” Campaign presents an opportune path for traders. With its diverse and accessible product range, along with its educational initiatives, the Campaign seamlessly aligns with these evolving market dynamics, offering traders a promising avenue to capitalise on the changing landscape.

For more information about Kenanga Futures and the “Grow Your Futures” Campaign, please visit http://www.kenangafutures.com.my.

Hashtag: #KenangaInvestmentBank

The issuer is solely responsible for the content of this announcement.

About Kenanga Futures Sdn Bhd

Kenanga Futures Sdn Bhd is an award-winning Malaysian listed derivatives broker regulated under the Securities Commission Malaysia and Bursa Malaysia Berhad. The company offers clients electronic market access to trade listed products on Bursa Malaysia Derivatives and CME Group. Apart from being a direct member of Bursa Malaysia Derivatives Berhad and the clearinghouse, the company is also a registered broker with the U.S. CFTC and was granted exemption relief pursuant to Commission Regulation 30.10 which enables the company to paper directly with entities in the U.S. On the domestic front, the company has an extensive network with 24 branches nationwide licensed to trade listed derivatives.

Clients can access both U.S. and Malaysian listed derivatives on a single trading platform via the company’s trademarked real-time customised online trading solution, KDF TradeActive™. KDF TradeActive™ is available on both desktop and mobile devices, giving clients easy access to real-time market data and flexibility to trade on-the-go.

This Press Release was issued by Kenanga Group’s Marketing, Communications & Sustainability Department.

MOSCOW, RUSSIA – Media OutReach – 11 September 2023 – Metalloinvest, a pioneer of green metallurgy in Russia, has opened its enterprises for industrial tourism. This endeavour holds significant appeal for industry professionals with a keen interest in cutting-edge technologies, alongside students and families with schoolchildren. More than 5,000 people have already visited the Company’s facilities.

The Company began operating guided tours this summer at its largest facility, Lebedinsky GOK, in the Belgorod region, where tourists can see the world’s largest open-pit iron ore mine from an observation deck. With a width of 5 km, the pit earned its place in the Guinness Book of Records several years ago. Tours also include visits to the beneficiation plant and the direct iron reduction plant – the latter employs a technology that underpins the future development of green metallurgy.

Since 2001, Lebedinsky GOK has been producing hot briquetted iron (HBI) – a form of direct reduced iron in the shape of convenient-to-transport briquettes. HBI is a sustainable raw material capable of cutting carbon dioxide emissions from steel production by up to 50%. Given steel companies’ current drive to curtail carbon emissions and mitigate global warming, HBI is experiencing a well-deserved surge in demand, both within Russia and in export markets.

Metalloinvest’s other mining unit, Mikhailovsky GOK, located in the Kursk region, initiated industrial tourism as early as 2021. Its offering includes opportunities to take photographs with a giant mining truck and to eat meals at the miners’ canteen.

The steelmaking division of Metalloinvest, OEMK, began welcoming tourists earlier this year. OEMK adopted direct iron reduction technology to produce steel as far back as the 1980s, bypassing the use of traditional blast furnaces. With the industry’s growing emphasis on curbing carbon emissions, the direct reduction of iron is now gaining traction as a sought-after technology for steel production. The world’s largest steelmakers are turning to it when designing their new production facilities.

Hashtag: #Metalloinvest

The issuer is solely responsible for the content of this announcement.

ZUG, SWITZERLAND – Media OutReach – 11 September 2023 – pCloud, the leading platform in online storage and data management, proudly commemorates a decade of reshaping the digital landscape. Since its inception in 2013, pCloud, a European cloud storage service provider created in Switzerland and compliant with Swiss privacy laws and GDPR, has redefined how individuals and businesses manage their data, offering secure, reliable, and user-centric solutions that have garnered the trust of over 19 million users worldwide.

A Symphony of Achievements:

1. Global User Reach: With its worldwide presence, pCloud has fostered a global community of 19 million users who rely on its exceptional services for their data storage needs.
2. Innovation and Security: Throughout the past decade, pCloud’s innovation has set new industry standards, all while maintaining an unblemished record of data security. pCloud utilizes advanced encryption techniques to safeguard user data. The company also boldly launched the “Hacking Challenge”, inviting the world’s best hackers to test its security measures, with none succeeding.
3. Championing Data Privacy: Over the years, pCloud’s commitment to privacy has stood unwavering, resulting in zero data breaches. Users can trust that their data is safe and remains their own.
4. Launch of pCloud Pass: In 2022, pCloud extended its commitment to security by launching pCloud Pass, a truly secure European password manager. pCloud Pass provides users with a safe and convenient way to manage their passwords, enhancing their online security.
5. More Security Tools: pCloud introduced innovative security tools like a Data Breach Checker, Password Strength Checker, and Strong Password Generator, empowering users to safeguard their digital presence.
6. Unique Offerings: pCloud has been at the forefront of innovation by becoming the first cloud storage to offer Lifetime plans with a unique payment model. Additionally, pCloud introduced a pioneering 10TB storage plan, meeting the evolving needs of its user base.
7. Referral Campaign: To thank its loyal users for a decade of support, pCloud is launching a referral campaign that rewards users with free storage. For each successful referral, users and their friends both receive additional storage space, strengthening the pCloud community.

An Exciting Future Ahead:

As pCloud embarks on its next decade, the company remains steadfast in its commitment to pushing the boundaries of data management technology. “Tunio Zafer, CEO of pCloud, expressed, “Our journey of the last 10 years has been characterized by innovation, security, and unwavering user trust. We’re excited to carry this legacy forward as we continue to redefine data management.”

Hashtag: #pCloud#pCloud10Years

https://www.linkedin.com/company/pcloud-ltd
https://www.facebook.com/pCloudapp/
https://www.instagram.com/pcloud/

The issuer is solely responsible for the content of this announcement.

About pCloud

pCloud is a Swiss trailblazing online storage and data management platform that has transformed the way individuals and businesses interact with their data. Established in 2013, pCloud’s focus on innovation, security, and user satisfaction has garnered the trust of 19 million users worldwide.